[OH, KY, IN] GECU Visa Signature 2x Points Back Card Review: 20K Bonus, No FTF & More

GECU Visa Signature card offers 2x points per $1 spent and a number of other benefits.

Quick Review

Let’s take a look int his quick review:

• 20,000 point sign up bonus after $2,500 in spend within the first 90 days
• 0% Introductory APR on purchases for the first six months
• No foreign transaction fees.
• Price Protection, Return Protection, Cellphone Protection, Extended Warranty, and Purchase Protection
• Card earns 2x points per $1 spent
• Eligibility:
  • If you live, work, worship, or attend school in one of the following counties in Ohio: Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Shelby, and Warren.
  • If you live, work, worship, or attend school in one of the following counties in Kentucky: Boone, Campbell, Grant, Kenton, and Pendleton.
  • If you live or work in one of the following counties in Indiana: Dearborn, Franklin, Ohio, Switzerland, and Union.

How Much Are Points Worth?

According to this document this card earns CURewards points. These can be cashed out at 1¢ per point, but they also have a travel redemption option. Last time we covered CURewards it was because the travel redemption option was improved and you could get 1.32¢ per point. I’m not sure how up to date that is though.

Our Verdict

This is definitely an interesting card. At worst it seems to be 2% cash back with no annual fee, no foreign transaction fee and a nice sign up bonus. If the travel information is still accurate then it becomes up to 2.64% back when redeeming for travel.

Hat tip to reader Aaron P