Offer at a glance
- Maximum bonus amount: $100
- Availability: All branches are in OH
- Direct deposit required: Direct deposit not required
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $2 avoidable
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- CODE Credit Union is offering a referral bonus of $100 when the new member signs up for a new account or loan. The three options for the $100 bonus are as follows:
- Checking account with minimum of 2 direct deposits of net pay
- Checking account with 5 or more debit card transactions made within the first 60 days
- Any type of approved and closed loan with automatic payment or credit card with at least 5 transactions in the first 60 days
The Fine Print
- $100 bonus will be deposited after the new referred account has been open at least 60 days. Deposit date of bonus may vary.
- New members must sign up for one of the following within 60 days of account opening: 1) Checking account with minimum of 2 direct deposits of net pay 2) Checking account with 5 or more debit card transactions made within the first 60 days 3) Any type of approved and closed loan with automatic payment or credit card with at least 5 transactions in the first 60 days.
- All new accounts must sign up for eStatements. Any account receiving the bonus deposit must not be negative or delinquent at the time of the deposit.
- The New Member must not have had a previous membership at CODE CU to qualify.
- Subject to change or cancellation without notice.
- Member is responsible for any applicable taxes and may receive a 1099-Misc. tax form.
- Primary member for any account to receive the $100 incentive must be 18 years or older – no minor accounts. **Annual maximum referral incentive of $500 per member.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Regular checking has a $2 monthly fee that is waived with paperless statements.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.
Our Verdict
Feel free to share your referrals in the comments below, also share if it’s a hard or soft pull to open.
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- Introduction To ChexSystems
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View Comments (1)
Who We Serve – CODE Credit Union membership is exclusively for:
Persons Who Live, Work, Worship or Attend School in the Counties of Montgomery, Darke, Preble, Warren, Miami, Clark and Greene.
The Employees of: Municipalities, Townships, Towns and Villages within Montgomery County and select employers.
Persons Retired from Any of the Above.
Immediate Family Members of Current CODE Credit Union Members.
Once a member, always a member. So, even if you move away from the area, you can keep your accounts with CODE Credit Union.
The worship route might be the easiest route for out of area people.
If anybody has a referral, I'd be interested.