[OH only] PSE Credit Union $400 Checking Bonus, Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: OH only [Branch locator]
  • Direct deposit required: Yes, but says ACH will work
  • Additional requirements: 10 debit card transactions
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: $3.95, waivable
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None

The Offer

Direct link to offer

  • PSE Credit Union is offering a $400 bonus when you open a new checking account and complete the following requirements:
    • set up Direct Deposit/ACH
    • Make up 10 debit card transactions

The Fine Print

  • In order to receive the $400 bonus, member must open a new Deluxe Checking account , set up Direct Deposit/ACH and perform 10 debit card transactions within the first 60 days of account opening.
  • Limited Time Offer is for new credit union members only.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $3.95 monthly fee ($4.95 monthly fee with paper statements). No way to avoid the monthly fee.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee or not.

Our Verdict

Previously this was only $100, now that it is $400 it’s definitely worth doing. We will add this to our list of the best bank account bonuses.

Hat tip to Jeremy

Useful posts regarding bank bonuses:
    William Charles
  • On March 30, 2025, 10:00
Tags: direct deposit not requiredoh bank bonuses

View Comments (10)

  • I used the link kindly shared by ck9 in this thread, so I don't know if this applies to their whole site.... but wow, website from HELL:

    Check "yes" for US citizenship, and the app will bounce, demanding an answer to "If not a US citizen, how long are you planning to live here?"

    Check "self-employed" and it will still demand an answer to "if retired."

    It asks for details on usage of a credit card which it identifies by "last four digits." But they are not the last four digits! They are not digits 13-16 of the account number, but digits 9-12, i.e., the third of the four 4-digit blocks comprising the account number..

    And of course the password must meet requirements which are not specified on the page; you won't know until the app bounces yet again. But this seems to be standard everywhere.

    I had to "stop and save" -- I forget why -- so there might be more in store further along.

    It does offer a choice among 3-4 account types, some having no fee. I'm not sure it's the page that offers the bonus though.

    And when is paday? This description doesn't say.

  • Must live or work in one of our qualifying locations Cuyahoga, Lorain or Medina County or select employer groups. @2

  • Great deal, thanks DoC!

    Anyone know how to actually open the account? The link in the post sends you to a page that doesn't have a link to open online- just a form to fill out your contact info and send to them. Does it have to be opened in person?

    • I submitted the form. I'm planning to call tomorrow and may go into the main branch this week if I don't hear a response.

Leave a Comment