[Expired] [OH] Telhio Credit Union $250 Checking Bonus, Direct Deposit Not Required

Deal has ended, view more bank account bonuses by clicking here.

Update 7/20/24: Extended to 9/1/24 with new promo code “FAIR250” and bonus is now $250

Update 3/3/24: Deal is back with promo code EAST24.

Update 2/4/23: Deal is back with promo code 90YEARS. Hat tip to reader Scott

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must lives, works, worships, or goes to school in Central and Southwest Ohio
  • Direct deposit required: No
  • Additional requirements:
  • Hard/soft pull: New datapoints say soft pull
  • ChexSystems: Yes
  • Credit card funding: Unknown
  • Monthly fees: $6, avoidable
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: 7/31/2023

The Offer

Direct link to offer

  • Telhio Credit Union is offering a $200 checking bonus when you open a new Basic, Choice, or Prime Checking account and complete the following requirements:
    • Use promo code 90YEARS
    • Enroll in e-statements
    • Make 5 transactions

The Fine Print

  • Telhio is open to anyone who lives, works, worships, or goes to school in Central and Southwest Ohio. Federally insured by NCUA. Equal Housing Opportunity. Offer for new Telhio Checking Accounts only. Basic, Choice, or Prime checking account must be opened at the Telhio Credit Union Grandview branch or online at telhio.org. Offer postcard must be presented at time of opening. Must use promo code GRAND23. To qualify for $200 cash back, must enroll in e-statements and make 5 debit transactions within 45 days of checking account open date. Open date must be before 7/31/2023. Bonus cash back will be deposited within 90 days of account opening. Offer may be amended or suspended at any time.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Basic checking has a $6 monthly fee. This is waived if you maintain an average balance of $300 in all of your accounts, or have at least one direct deposit a month

Early Account Termination Fee

Our Verdict

Shame about the hard pull, but if you don’t care about that then this is a really good bonus and easy to meet the requirements for. We will add this to our list of the best checking promotions.

Hat tip to reader Scott S

Useful posts regarding bank bonuses:
    William Charles
  • On July 20, 2024, 10:30
Tags: direct deposit not requiredoh bank bonusessoft pull

View Comments (78)

  • DP

    7/24: applied online with code "CHECK250". Address in SWO. Attempted funding with Discover debit. App went pending with follow up email to choose a different funding method (Discover not accepted apparently).
    7/25: No formal email re: accounting approval, but received a Docusign email that included an account number, so approved. Yay!
    7/27: enrolled in eStatements.
    8/7 - 8/8: 5x $1 Apple Cash debit loads
    10/28: $250 "CHECK250 Promotion Granted", which is 95 days from account opening and contrary to terms which said 90 days.

  • Applied and accepted as a resident of southwest Ohio. Maximum of $2,500 per account and total of $5,000 is permitted on Mastercards (debit or credit). I was immediately charged $2,500 for the Checking, and $2,500 for the savings on my C1 Savor card upon approval without issue or inquiry.

    • @cb if you want then you can refer me. I already opened the account but we may still get our $100’s. It’s worth a try.. anyone else can refer me if they message faster.

  • Anyone know if you can churn this one? I closed my account last October. The T&C say, "Offer for new Telhio Checking Account Customers only. Limit one offer per person" so I'm guessing not.

    • @guest_1879052 Yes!
      I closed my previous account in Jan 2024. Opened it in June of 2023 so kept it open for 6+ months. Opened again with a different promo code and different email on 04/09/24 exactly 3 months after previous close. Surprisingly received the bonus on 7/12/24. Honesty wasn't expecting the bonus to post but figured with easy requirements I would give it another shot.

  • @2 Extended to 9/1/24 with new promo code "FAIR250" and bonus is now $250. Same requirements.

  • Got a auto call from Telhio, a fraud transaction on the debit card was blocked by them. The debit card is not secure.

  • DP:
    Opened my account with promo code for $200.
    Referred my P2 through refer live after a week. My P2 signed up through my referral link and used the promo code as well. Surprisingly it staked, After completing the requirements, We received 3*50$ gift card. Not sure why we got extra $50.
    $200 bonus posted last week for both of us.
    Easy $550. Thank you DoC!!

    • What's strange is the wording from the referral page; sounds as if it should be $100, not $50?

      "$100 For You, $100 For Them – Telhio Credit Union Checking AccountOnce your friend or family member registers, opens a new checking account AND completes the following requirements within 60 days after account opening, you will BOTH receive a $100 Visa® Reward Card!

      • Has an active Telhio Credit Union debit card, AND
      • Enrolls in electronic statements

      Your friend can earn a $100 Visa Reward Card!
      Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card."

  • DP

    2/7/24: Opened account with 90YEARS code (located in their coverage area)
    2/20 - 3/10: Several (6-7) small debit card transactions at gas station, grocery store, etc.
    5/10: Online chat requesting a status on bonus. She confirmed that it would be processed by next week.
    5/10: $200 bonus posted (not sure if my chat had anything to do with it being posted the same day)

  • Opened a new account with the old promo code 90YEARS, because the direct link above still has the old promo code. The system took it without errors. I sent a message asking to change promo code to EAST24. They replied they could not do it.

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