[OK, AR, AZ, CO, KS, NM, TX & MO] Bank of Oklahoma $300 In Branch College Checking Bonus, Direct Deposit Not Required

This is actually available for all BOK Financial brands:

Hat tip to Pickle Rick

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: OK only
  • Direct deposit required: No
  • Additional requirements:
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit:None
  • Expiration date: March 31, 2025

The Offer

Direct link to offer

  • Bank of Oklahoma are offering a checking bonus of $300 to college students when they open a new access checking account and complete the following requirements:
    • email a photo of current college ID and new account number to CollegeCash@bokf.com within 60 days of account opening
    • have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
    • 10 debit card transactions within the first 90 days of account opening

The Fine Print

  • Customer must present current and valid school ID from any college, university, or vocational school to qualify for the offer. Offer available to new customers only.
  • New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days.
  • One bonus per account.
  • The offer is $300 for an Access Checking account. Student must be listed as primary owner on the new checking account.
  • To receive the bonus with online account opening:
    • a) Open a new account online;
    • b) email a photo of current college ID and new account number to CollegeCash@bokf.com within 60 days of account opening;
    • c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
    • d) 10 debit card transactions within the first 90 days of account opening.
  • To receive the bonus with a banking center or phone (ExpressBank) account opening:
    • a) Open a new account either by visiting a banking center or by calling ExpressBank;
    • b) show proof of current enrollment in a college, university or vocational school; and
    • c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
    • d) 10 debit card transactions within the first 90 days of account opening.
  • Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 3/31/2025.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Fantastic bonus, previous best was only $100. Shame it’s restricted to college students. We will add this to our list of the best bank account bonuses.

Useful posts regarding bank bonuses:

View Comments (46)

  • They extended the deadline to 06/30/2025. Make sure you bring your photo college id to branch If doing in branch.

  • I thought this didn't pull Chex just seen this inquiry in my Chex report recently probably should've froze it first. Oh well easy to meet requirement.

    I wonder how long it takes to payout after meeting requirement since no one posted any DPs on it yet.

  • I opened my account and got accepted right away for Bank of Texas. No CHEX pull. You have to email them your college ID, and they responded to mine in 24 hours. They said I will receive the bonus within in 90-120 days of meeting qualifications and I just met them today so we will see when I get the bonus

  • it's weird that website says they have no branch in my city but google map has a couple of them. but the city is not listed in bank of texas application page. I guess I will try in person.

    • They require a physical photo id from a college when in-person. I scheduled an appointment this time and report back.

  • Heads up. BOK financial charges you a $3.00 fee to make an external push transfer from their bank. Do a pull from your receiving bank instead.