Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $250
- Availability: OK & TX
- Direct deposit required: Optional
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: December 31, 2024
Contents
The Offer
- Great Plains Bank is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Have a Direct Deposit of at least $500 or average balance of $2,500
- Have two of the following: (A) 20 posted GPB debit card transactions, (B) 3 GPB bill pay or ACH payment transactions, or (C) enrollment in eStatements. All requirements must be met within the first 90 days.
The Fine Print
- $250 New Consumer Checking Account Bonus: Limited to individuals who have not owned or co-owned a consumer Great Plains Bank (GPB) checking account within the last twelve (12) months. A $250 checking account bonus will be awarded to accounts with a recurring Direct Deposit of at least $500 or average balance of $2,500, along with two of the following: (A) 20 posted GPB debit card transactions, (B) 3 GPB bill pay or ACH payment transactions, or (C) enrollment in eStatements.
- All requirements must be met within the first 90 days.
- Offer cannot be combined with any other checking account offer and is limited to one bonus per account and per customer.
- The offer expires on Dec. 31, 2024
- . After all account requirements are satisfied, we will deposit the earned bonus directly into your new Great Plains Bank account within sixty (60) calendar days of the criteria being met.
- The new Great Plains Bank account must be open and in good standing up to and including the date any earned bonus is paid. Account applications are subject to approval.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Simply free checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
If anybody signs up for the account please share your experiences below. Hopefully it’s a soft pull to open.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (40)
11/17/2024 - P2 applied OOS with Chex frozen
3/13/2025 - P2 received denial email
4 months to process a denial? ¯ \_(ツ)_/¯
Maybe she should now apply with her Chex unfrozen to see if their response time will be any quicker!
Called to clarify how one qualifies for the $2,500 avg daily balance. Bank rep said the $2,500 avg daily balance starts after the $2,500 is deposited into the account. After 90 days, the $250 bonus will be deposited within 2-3 bus days. I asked that she send a email confirming this info.
Applied from Houston and was rejected. No reasons given. Had to attach driver's license, etc. Probably sensitive to Chex, etc.
Anyone got the bonus yet? Or knows how long do they take for sending the bonus?
P1, P2, and Brother applied in OK branch in town. Got the review message on all three. P1 and P2 approved first thing Monday. Brother approved later same day.
Applied, went to review, denied a couple hours later with no reason given.
In footprint, DFW metro.
Thank you for applying!
We’re reviewing your account application, which should take 2-3 business days. We’ll email you when our review is complete. Thank you for choosing Great Plains Bank.
applied from El Paso.
I'm 17 miles from the nearest branch. I applied with Chex frozen and credit reports unfrozen and uploaded my DL as part of completing the application. I later received the "unable to open your account" email. I called to discuss, and my application was auto-rejected by the system because it could not confirm my identity. The rep offered two ideas: go in-branch to open the account the same day or wait a week or so and reapply.
No approval DPs yet… looks like this one may be a bust.
In Houston area, chex not frozen, was not approved... no details given. Probably chex related, I am lol/12 but have not opened any accounts in the last month.