[Expired] Pepper: Get 15% Back on Lowe’s & Kohl’s (Stack with AmEx Offer)

The Offer

Pepper app is offering the following deals:

  1. Get 15% back on Lowe’s with no limit
  2. Get 15% back on Kohl’s with no limit

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 12/16/24. You can see these deals in your messages tab or notifications tab. Be sure that you should see the bonus reflected on the checkout screen; these deals only last one day and they often sell out early.

The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).

You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending. (Update your app if you don’t see it.)

 

Our Verdict

Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. There have been times when people have had issues logging in; therefore, I’d recommend screenshotting and copying the gift card info immediately. I’d also recommend using up the Pepper points as soon as possible to be safe.

These deals stack well with the AmEx Offer for $15 off $50. Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card.

Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.

My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get $20 back if you spend $200 within 15 days. Please no referral sharing in the comments below.
    Chuck
  • On November 19, 2024, 11:09
Tags: pepper

View Comments (19)

  • A side question: Why does the APP need ID verification? Installed the APP yesteryear and it keeps popping up to upload it while failed each time. Any restriction if not have it done?

  • This app has reached a point where it becomes extremely difficult - if not impossible - for a normal user to buy the most popular GCs like Amazon's or Sam's Club's, as these deals show up w/o any notifications and typically sell out within 1 minute, likely by automatic bots.

    Then they also have a lag in the UI (e.g., the GCs already sell out but you can still see the deal in the frontpage banner), this lures quite some customers to buy those GCs w/o promotional points, if they don't carefully check it.

    • I've noticed that. I almost bought $1,500 worth yesterday bc it still showed a discount that wasn't there a few seconds prior. I think I navigated to a diff page that still had the old offer. Thank goodness I double-checked.

    • Don’t worry, they will be bankrupt soon and all the points will be worthless. Then you won’t have to worry about it.

  • They are really bumping out their bonus payout dates now. As of yesterday, it was still two weeks. Today, it's bumped out to 12/16, almost 4 weeks, before getting the bonus points. I have to wonder if they are circling the drain.

  • installed the APP but it seems Kohls is 4X and Lowes is 3X currently.
    I dont see anywhere in the APP saying the "points boost"of 16X/15X....
    Am I missing anything? Deal is over already?

    • I don't even have a Kohl's. I guess that everyone gets diff offers. I've wondered if the points vary between users, too.

    • When I signed up a few weeks ago, I didn't see any real points boosts the first couple weeks. Might be a restriction on new accounts or it sold out already.

  • I get it that resellers are flocking to Pepper and buying up all the bonuses, but for the average person it is really annoying when their Sam's Club bonuses sell out in 30 seconds. It is making people less likely to use them, not more likely.

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