PNC Cash Unlimited Visa Signature: 2% Back, $250 Bonus, No FTF & No Annual Fee

PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:

  • $250 bonus when you spend $1,000+ within the first three months
  • Card earns 2% cash back on all purchases
  • $0 annual fee
  • No foreign transaction fee
  • $800 cell phone protection
  • 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)

Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.

View Comments (48)

  • Had a pnc banking account but closed. Used that login and applied. Under review then approved second day with 5k. 4/24

  • "The applicant must be a PNC Online Banking user to apply online."

    YOU SHOULD BE A PNC CUSTOMER TO APPLY FOR THIS CREDIT CARD.

  • Nice to see purchase protection on a no-fee card.
    Also, cell insurance has a $50 deductible, not bad.

    • "Interesting card due to the 2% back and no FTF or annual fee for everyday purchases." that's the verdict

      • Still not worth mentioning though like your regular approach to other cards:

        " Will add this card to our list of best Everyday Credit Cards ?!!!! "

        Considering lots of inferior cards are in that list right now such as the 2% WF redemption crazy cards and so on .

  • I opened a PNC virtual wallet checking/savings accounts and got $400 bonus. I think within the last two years. Does this disqualify me? Anyone know?

    • If it's still open it qualifies you.

      If you got the bonus >24 months ago, and closed it at least 3 months ago, you can open a new one for another $400 bonus. That will qualify you for the CC too.
      https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/

      If neither, try logging in with your old credentials when you apply for the card. I don't know if it would work but it's worth a try.

      If you're churning the $400 bonus on a regular 25-26 month cycle you can downgrade and keep the checking open for ~22 months each cycle. It's easy to keep fee-free and they send targeted CC offers similar to this one.

    • nothing stopping you from getting the card if you got the checking bonus, PNC feels like a bank where it's a soft requirement to have the checking in order to get the credit card