PNC Cash Unlimited Visa Signature: 2% Back, $250 Bonus, No FTF & No Annual Fee

PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:

  • $250 bonus when you spend $1,000+ within the first three months
  • Card earns 2% cash back on all purchases
  • $0 annual fee
  • No foreign transaction fee
  • $800 cell phone protection
  • 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)

Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.

View Comments (52)

  • Few things about PNC from my experience:

    You need to use a browser to pay credit card using external accounts.
    Their app only allows for credit card payments with PNC checking/savings (external accounts don't even show up as an option even if linked)
    Can only add three external accounts (not a big deal for most, but I just discovered this).

    Nice that this card has no minimum redemption amount for statement credit or deposit. Their other Cash Rewards card has a $25 minimum.

  • Applied for the card and was instantly approved with a 5k limit at 3/24. Have the PNC points card that was previously converted from the BBVA Clearpoints but no checking since I closed that.

  • Opened a checking account dor P2 2 weeks ago. Just tried to open a black credit card. Declined. LoL/24.
    NB : P2 was also approved for a new credit card at different bank, about 2 weeks ago. Maybe I should have waited more weeks. Will try again in 1 month.

  • Had a pnc banking account but closed. Used that login and applied. Under review then approved second day with 5k. 4/24

  • "The applicant must be a PNC Online Banking user to apply online."

    YOU SHOULD BE A PNC CUSTOMER TO APPLY FOR THIS CREDIT CARD.