PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:
- $250 bonus when you spend $1,000+ within the first three months
- Card earns 2% cash back on all purchases
- $0 annual fee
- No foreign transaction fee
- $800 cell phone protection
- 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)
Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.
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theres also a $6000/$600 busines card
Does PNC have a way to check if you are pre qualified like Capital One has?
no
Had a pnc banking account but closed. Used that login and applied. Under review then approved second day with 5k. 4/24
Non PNC customer, approved via phone application, 4/24, 2/12.
LOL/24 and Declined.
"The applicant must be a PNC Online Banking user to apply online."
YOU SHOULD BE A PNC CUSTOMER TO APPLY FOR THIS CREDIT CARD.
Nice to see purchase protection on a no-fee card.
Also, cell insurance has a $50 deductible, not bad.
Intresting !! No Verdict by Doc ??!! Just simple Announcements about this card @6
"Interesting card due to the 2% back and no FTF or annual fee for everyday purchases." that's the verdict
Still not worth mentioning though like your regular approach to other cards:
" Will add this card to our list of best Everyday Credit Cards ?!!!! "
Considering lots of inferior cards are in that list right now such as the 2% WF redemption crazy cards and so on .
Yes it will be added there, I'll make a note.
I opened a PNC virtual wallet checking/savings accounts and got $400 bonus. I think within the last two years. Does this disqualify me? Anyone know?
If it's still open it qualifies you.
If you got the bonus >24 months ago, and closed it at least 3 months ago, you can open a new one for another $400 bonus. That will qualify you for the CC too.
https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/
If neither, try logging in with your old credentials when you apply for the card. I don't know if it would work but it's worth a try.
If you're churning the $400 bonus on a regular 25-26 month cycle you can downgrade and keep the checking open for ~22 months each cycle. It's easy to keep fee-free and they send targeted CC offers similar to this one.
Thanks so much for the info
nothing stopping you from getting the card if you got the checking bonus, PNC feels like a bank where it's a soft requirement to have the checking in order to get the credit card
Declined- lots of hard pulls over past year.