[Expired] Quontic Bank $75 Checking Bonus Via Swagbucks, Direct Deposit Not Required

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $75
  • Availability: Nationwide
  • Direct deposit required: No
  • Additional requirements: Deposit $100+
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Quontic Bank is offering 7,500 Swagbucks ($75) when you open a new High Interest Checking account with an initial deposit of $100 or more

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They have three accounts, all with no monthly fees. High interest checking account offers 1.01% APY, it’s possible only this account qualifies for the bonus (terms are a little unclear, but I’d just stick with this account).  and cash rewards checking account offers 1.5% on debit card purchases.

Early Account Termination Fee

Unsure if there is any early account termination fee.

Our Verdict

The 1.5% cash back is interesting, you can see the restrictions here. Quontic has raised $11+ million. We often see these neobanks raise the bonus over time, so really up to you if you want to go for this offer or wait for a larger offer to arrive. We will still add it to our best bank account bonuses page for people that are happy with the $75.

Hat tip to ESiS & AddingPennies

Useful posts regarding bank bonuses:
    William Charles
  • On August 11, 2021, 09:00
Tags: direct deposit not requirednationwide bank bonuses

View Comments (46)

  • Does Quontic 1.5% unlimited cash back checking work with PayPal Bill Pay? This will allow you to earn cash back when paying bills including credit cards.

    • Did you find this out, one way or another? It appears you can use this debit card to pay Citi, some Cap1, and some Synchrony cards by phone or in-store (i.e.: Home Depot credit card)...which may be better than other 1% options.

  • I was trying to get the online banking, and had errors that requires me to call their customer service. The CS agent was so unprofessional, (make chuchuchu shoshosho sounds while typing). Initially I am also interested in getting the 1.5% cash back debit card, now I'm not sure LOL

  • 8/11/21 Opened Account and Funded With $100
    Never tracked for me. I opened the Cash Rewards Checking. Not sure if that mattered.
    9/12/21 Opened Ticket With Swagbucks and 35min later I was credited 7500 points

  • Quontic is raising the amount which can earn 1.0% to $150K effective 9/8/21. Any excess will earn 0.3% but the base amount (150K) will no longer be penalized with the lower rate:

  • Anyone close their account yet? Early termination fee?
    I have a cash rewards account and i assume i can zero it out and let it sit

  • This bank pulls Chex but is not sensitive.

    Approved at:

    Past 36 months: 72
    Past 30 months: 70
    Past 24 months: 69
    Past 18 months: 66
    Past 12 months: 46
    Past 06 months: 18
    Past 03 months: 05
    Past 01 months: 01

  • 8/09: Opened with $100 pull
    8/10: Quontic shows $100 as pending into account
    8/14: Quontic shows $100 as posted
    8/16: Submit request with Swagbucks asking for it to show as pending with funding history proof
    8/16: 7500 SB posted by support

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