Recap: Credit Card Debt Nears $1 Trillion, Uber/Battery Life, How To Spend Amazon Credits & Much More

 

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  • The WSJ article was fascinating (and worrisome). DoC is right that it is good for us who can control our spending and are exploiting the credit card companies. More and bigger promotions may be coming our way. But it's bad if it leads our country as a whole another debt disaster.

    I am curious how the 1 Trillion figure is computed. I am guessing that it means adding up all the balances being reported to the credit bureaus for all cards held by US consumers. That is however a much bigger thing (and very different) from the amount of debt Americans are CARRYING. I never carry any CC debt -- I always pay in full. But my balances have been very high at certain points -- e.g. during the month I was funding my Citigold my statement balance was 20k. I'd love to know of that 1 trillion how much is being paid off each month and how much is being carried. The WSJ piece used language that could mean either one.