[Expired] KeyBank $300/$200/$100 Checking Bonus [Areas in ID, IN, ME, MI, VT, OR, WA, OH, PA, NY, CT, CO]

This bonus has expired, you can view a new KeyBank bonus here or the best current checking bonuses here.

Reposting 6//28/18 with added $300 bonus in certain areas for the premium account. (HT to reader RT) Also added $100 bonus and new location – Buffalo, NY.

Offer at a glance

• Maximum bonus amount: $100, $200, or $300
• Availability: Offer available in certain areas within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY and Rochester, NY, Buffalo, NY. Also: Alaska, Cincinnati, Columbus, Dayton and Toledo OH, Idaho, Indiana (Central and Northern), Maine, Michigan, Philadelphia PA, Utah, Vermont and Portland, OR.
• Direct deposit required: Yes, $500+ required
• Additional requirements: Use promotional code
• Hard/soft pull: Soft pull
• ChexSystems: Mixed DP, most likely does. Also reports of being ChexSystems sensitive.
• Credit card funding: Up to $100
• Monthly fees: $0, $7, or $18, avoidable
• Early account termination fee: $25, 180 days
• Household limit: None
• Expiration date: November 2, 2018

The Offer

Direct Link to offer (for Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, Buffalo, NY))

• KeyBank is offering a sign up bonus of $300 when you open a new KeyBank Advantage or Privilege checking account with offer code OASP0618 and receive a direct deposit of $500 or more within 60 days of account opening.

Direct Link to offer (for Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, Buffalo, NY)

• KeyBank is offering a sign up bonus of $200 when you open a new KeyBank Express checking account with offer code OAPE0618 and receive a direct deposit of $500 or more within 60 days of account opening.

Direct Link to offer (for Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, Buffalo, NY)

• KeyBank is offering a sign up bonus of $100 when you open a new KeyBank Hassle-Free checking account with offer code OASH0618 and receive a direct deposit of $500 or more within 60 days of account opening.

Direct Link to offer (for Alaska, Cincinnati, Columbus, Dayton and Toledo OH, Idaho, Indiana (Central and Northern), Maine, Michigan, Philadelphia PA, Utah, Vermont and Portland, OR)

• KeyBank is offering a sign up bonus of $200 when you open a new KeyBank checking account with offer code ONAS0618 and receive a direct deposit of $500 or more within 60 days of account opening. You can open the Express, Advantage, Privilege, or Privilege Select checking and get this offer.

Offers seem to be available online as well for anyone living in an eligible area.

 

The Fine Print

• Offer available if you haven’t had a KeyBank Hassle-Free Account® or a KeyBank checking account during the past 12 months.
• Must open account between 6/4/18 and 11/2/18 and set-up direct deposit.
• You must make a single direct deposit of at least $500 into the new account.
• Direct deposit must be made within 60 days of account opening and is limited to payroll, social security, pension and government benefits.
• There is no check writing with a KeyBank Hassle-Free Account.
• Offer/Reservation number cannot be sold and is required to qualify.
• KeyBank is not responsible for and will not honor promotional offers on third party websites that are not authorized by KeyBank.
• Visit key.com for any checking account service charges and balance requirements.
• Limit one gift per qualifying account. Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements.
• If you close your Account within 180 days of account opening, you will be charged a $25 account early closure fee.

Avoiding Fees

Hassle-Free Checking ($100 Bonus)

This account has no monthly fee.

Key Express Checking $7 Monthly Fee ($200 Bonus)

The monthly fee on this account is waived if you do either of the following each statement cycle:

• Deposits of at least $500 per month
• At least 8 customer initiated transactions per month (any deposits, withdrawals, which includes transfers)

Key Advantage Checking Account $18 Monthly Fee ($300 Bonus)

The monthly fee on this account is waived if you do either of the following each statement cycle:

• The combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, investment account* (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
• You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500.00 or more from your Key Advantage Money Market Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
• You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking Account during a statement cycle. If you should leave your current employer and direct deposits have been discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

Early Account Termination Fee $25

If you close your account within 180 days, you are required to pay an early account closure fee of $25

Our Verdict

The $300 bonus is significantly harder to meet due to the $10,000 requirement to keep it fee-free. Otherwise, you’ll have to pay the $25 early termination fee. We’ll add these to our best checking bonus page.

Big thanks to reader Ampersand for letting us let us know about this offer. Learn how to find bonuses and contribute to the site here.

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
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