[Expired] [Targeted] Capital One Savor – Earn 4% Cash Back

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Update 10/10/19: So it looks like only 1.5% back is posting, regardless of what offer you received. When contacted Capital One has told cardholders that the additional 2.5% will post within 1 to 2 statement cycles.

The Offer

No direct link to offer, sent out via e-mail. Unsure what the subject line is

  • Capital One is offering some Savor cardholders 4% cash back on all purchases

The Fine Print

  • Valid until December 31st, 2019
  • Unsure if there is a cap

Our Verdict

Potentially a very good deal depending on if there is a cap and what that cap is.

Hat tip to coasterbill

View Comments (26)

  • A friend of mine is getting the 4% on all purchases. I and others that signed up for the card at the same time are not. I don't understand how they can treat users of the same card differently. Am filing a complaint with the Consumer Financial Protection Bureau.

  • My brother told me at the beginning of the week that the Savor was 4% on everything until the end of the year. I was confused because I didn't hear about it. I have a grandfathered Savor and his isn't grandfathered, so maybe that's it?

  • I am curious, for those with the immediate postings: does your AF hit beyond the 2 billing periods after the promo is over?

  • The fine print says it will get credited in 2 billing cycles.
    Has anyone received any retention offer for capital one savor? My anniversary is coming on January ,so I can't cancel till the extra points post, looking for guidance.

    • My annual fee is gonna hit soon. My guess is that they use 4% to keep us. I usually get it waived for my venture card. Hope they would do the same for my Savor. I really like it so far.

    • It took few minutes on one call to get the annual fees waived off for me. They were pretty cool about it.

  • I got targeted in Savor with fee.

    3% on travel.

    After that, you’ll earn the rewards you’re used to: 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases—just like you always have.*

    I hope this doesn’t mean I don’t got 4% in dining and 2% grocery?

  • I was targeted, however, not all my purchases (ie. VGC counted as 1.5%) have been accounted as 4% cash back. Is anyone else facing this?

  • Was targeted on my Savor w/AF. Wonder if this has something to do with the survey I completed recently from CapOne. Got a $10 AZ gc for completing it too.