The Offer
- Chase is offering some Chase Disney no annual fee cardholders a bonus of $50 when they upgrade the Chase Disney premier card (requires one purchase on the new card)
The Fine Print
- Valid until September 30th, 2019
- Read our full review here
- 2% in Disney Dream Reward Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations
- 1% in Disney Dream Reward Dollars on all other purchases
- Annual fee of $49
- Disney perks:
- Character Meet ‘N’ Greet at a private Cardmember location
- 10% off select merchandise purchases of $50 or more at Disney Store and DisneyStore.com
Our Verdict
The only difference I can see between the two cards is that the $49 annual fee card has that 2% earning category. Because of that I don’t see any reason to upgrade. You do get a $50 bonus but you have to pay the $49 annual fee so it’s basically pointless.
Hat tip to reader Gadget
View Comments (6)
Does anyone know if being added as an authorized user on a Chase card is a good way to start a relationship with them and hopefully get targeted for an offer that bypasses 5/24?
There is an important difference for some. Only with the premier card, you can redeem the reward dollars in 1:1 for your airline ticket spending, which I think is much better than Disney gift card. Some may have hundreds of dollars in rewards from referral.
This is the motivating factor to switch. The Disney cards have a referral program that earns Disney bucks, and I have a decent amount built up. It's either buy a bunch of Disney merch. or movie tickets, or, upgrade and spend it in airline tickets.
If anyone has good ways to liquidate Disney Reward dollars, I'd love to hear it.
@will maybe update to include the airfare redemption option becomes active if you upgrade and that some people might see $100 upgrade offers
Don’t do it if they only offer $50. I was offered $100 statement credit in a targeted email and it linked to this same webpage so different people might see different offers.
I got the $100 offer emailed too. Since I have a Disney trip coming up soon it made sense for the $50 money maker and extra 1%. I use the 6 months free interest to level out my budget. I could pay in full but prefer to use Chases money for free since I’m going on the Disney trip regardless of the card I use.