[Targeted] Citi Spending Bonuses: Earn 5x On Selected Categories

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘[First name], Get More of What You Want. Get More Joy.’

  • Citi has sent out offers to some cardholders. Earn 5x Citi ThankYou Points at
      • Consumer Electronic Stores, including purchases on: Home entertainment, tech-savvy gadgets and video communication devices
      • Department Stores, including purchases on: Cold weather basics
      • Clothing Stores
      • Game Stores, Hobby, and Toy Stores

The Fine Print

  • Limit 2,500 points
  • Valid until 1/31/2021

Our Verdict

Not a huge maximum, but still useful for those targeted.

View Comments (32)

  • I had the version for "Online purchases" that expired 12/31/20.

    I can confirm that the bonus posted and successfully stacked with the 5% off $500 on Black Friday week. I just had a statement cut with the $25 credit from that offer. The bonus points for this "Get More Joy" weren't notated on the statement itself, but they showed up as "Bonus Points Earned +2,000" on my ThankYou account anyway.

  • Got a snail mail letter today about this offer in addition to the email from a couple days ago. My offer was for 5x back on "Online" purchases, up to 2500.

  • I just got an offer today for 5% cash back on up to $500 of online purchases on the same card that got the 5x points online purchases offer. The new offer is only valid from 11/24-30. I already used the 5x points, so I won't be able to double-dip on the full $500 but should be able to do around $400 worth. Hopefully there isn't an issue using both promotions at once. The fine print does say "This offer may overlap with other special offers in which you are currently enrolled. ".

  • I got the 5x up to 2500 points on my Rewards+ card. Remember that's up to $625 in purchases since it's the 4X bonus points up to 2500.

  • Mine is below, no more details on what is included and what is 'and more'. :)
    Use your card to earn 5 ThankYou® Points per $1 spent, up to 2,500 points, through 01/31/2021 on eligible purchases¹ like:
    Shopping: including online purchases made at your favorite retailer's website
    Groceries: including curbside pickup and online orders
    Gas Stations
    And more!
    Offer excludes restaurants, live entertainment, cable and popular streaming purchases.

    • Sounds like it's on all purchases except the exclusions. What type of card is it? I'm guessing that you get more than 1x point on the excluded categories?

  • For Citi Rewards+ I got an email for 10x on restaurants, grocery and online shopping. Still limited to 2,500 points and through 12/31.

  • It's not just the TYP cards.

    I got a 3X offer (Grocery, Drugstore, and mass transit) on a Citi AA card. 3X AA miles, capped at 2500. Meh.

    • Can't speak to PayPal with this offer, but in the past when I've had this offer, ALL online purchases qualified, even those that Bank of America does not honor the 3% back on like insurance and medical payments. I would expect that PayPal will work. Easy enough to try it out, make a small PP purchase on the card and see if the bonus points show up after it posts.

      • PayPal is weird when it comes to payment method coding. You'd assume it would be considered an "online" purchase but it doesn't always code that way. It seems to highly depend on the merchant.

    • With Prestige's 5x online promo, using PayPal Key has not changed whether a transaction is eligible or not. I wouldn't be optimistic that PayPal would.