Deal has ended, view more Fidelity deals by clicking here.
The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘<name>, earn Bonus Points’
- Some Fidelity cardholders have been offered 50% bonus points after they spend a certain amount. Valid from November 1 – December 31, 2021
The Fine Print
- To be eligible for this offer that runs from November 1-December 31, 2021 (promotion period), you need to enroll by November 30, 2021.
- Once you spend a net of $650 during the promotion period, additional net purchases (net purchases are purchases minus credits and returns) will be awarded 1 Rewards Point per dollar spent.
- The Rewards Points will be credited to your Account 2–3 billing cycles after the end of the promotion period.
- Your Account must remain open, have available credit and be current (no minimum payment past due) to qualify.
- This offer may not apply if the type of rewards that you earn changes within 12 weeks before November 1, 2021, or changes before the additional Rewards Points are applied.
- This offer is accurate as of October 1, 2021. If you have any questions, call Cardmember Service at 888-551-5144.
Our Verdict
Card normally earns 2% cash back, this would make it 3% cash back. Surprised this has no cap, fantastic offer.
Hat tip to reader H F
Same. $1250 in streaming seems unrealistic but 4-5% on dining seems like a good deal.
Paid on 3/01/22.
At the 3% even tax payments would make sense. Make an estimated tax payment for January 15, 2022 by the end of the year and claim it the next year. It would come out to a 1% gain or 3% APY if you filed in March and received your refund by the end of that month. This also would be an opportunity to buy more I Bonds with your tax refund, up to $5,000.
Used to get these all the time with low thresholds. Nothing for me this time after “spending” 5 figures at Stockpile last time.
Nothing for me, sigh. I have received these offers in the past and kind of bummed I didn’t this time.
This must be from Elan Financial Services. Similar offer came for Elan’s Max Cash Preferred Card with a local credit union: Earn up to 20% more Cash Back (up to $20) after you make $200 in purchases.* November 1-December 31, 2021
$1800 for me, I usually spend a few hundred a month with a larger bill between $1k and $2k every 3 months or so.
I never get these 🙁
Sigh. They set my threshold at $7,300.
Mine is after $4800 spend. I regularly put 2-3k a month on the card.
Where on my account can I view this offer?
BofA also has a new targeted offer now: additional 2% on up to $3000 spend, ending Dec. 31.
https://www.doctorofcredit.com/targeted-bank-of-america-cash-rewards-extra-1-back-on-all-purchases-up-to-150-cashback/#comment-1272991