The Offer
- Receive 3x bonus rewards credits on everyday purchases until April 30th on the Total Rewards credit card (e.g airlines, gas and grocers will earn 6x points and all other purchases will be 3x)
The Fine Print
Our Verdict
This card is issued by Comenity, so the shopping cart trick should work to get this card. You can read our full review of this card here. They have offered spending bonuses in the past as well. Might need to add this to our list of the best store credit cards.
Hat tip to reader Mark C
View Comments (13)
How do you do the shopping cart trick for this card? What website and what do you put in your cart? Hotel room?
@Rat -- You need a Total Rewards account, which does require going to a physical casino and signing up for a card. When you log into your Total Rewards acct, the offer pops up.
@Will & Chuck -- There is a new sign up bonus that a friend got by email (probably targeted, as it seemed to be a unique link). It was 10K points after $750 spend, then an additional 10K points after an additional $1000 spend. So not amazing, but still better than the normal bonus offer. Friend barely ever visits their casinos.
PS - My experience with TR is that the phone call I've suggested is useless - they have their parameters and I haven't been able to budge them in the past.
But hope springs eternal.
It's an existential phone call.
J.E. - "Originally I got the card just to keep my points active with Harrah’s..."
Same here, used it twice a year for years.
Also used to be a Diamond member of Harrah's/Caesar's Ent. for several years.
But lately have used the card once the last year for a small purchase.
Called Comenity, they told me the extra rewards credits are set up by Total Rewards, Comenity just deals with the banking.
Total Rewards told me I would have received an email, and also be noted when I login to Total Rewards website.
I was using an email address that I no longer visit, but just checked there and nothing (lots of totally worthless TR emails though).
I don't know if this is only going to go to cardmembers who are at least semi-active with visiting the casinos or not.
Perhaps new cardmembers will be targeted in hopes of getting them to like the brand with the hope of getting them to the casinos.
At any rate, if this Comenity CS person was correct, it's not a bank offer but a Caesar's Entertainment (Total Rewards) offer.
The number for Total Rewards (in case anyone wants to try to nudge them for the offer) is: 877 716-4500 (3-5 business days for them to return the call I was told).
Good excuse to use the card. On this card after a period of inactivity they will notify you that they may close your account if you don't use it (don't remember the time frame).
Forgot to mention, I was targeted for this bonus.
I don't think my husband was targeted for this one. Hopefully he will get the next one. We have gotten a lot of value from this card since were are frequent visitors to Vegas.
I have had this card for a few years. Before the 5/2 rule with chase. I do go to Vegas about once a year and do stay at a Harrah's property. Originally I got the card just to keep my points active with Harrah's but in the last year they have been sending offers to use the card with great incentives.
I have made large gift card purchases at the grocery store with this card, with no problems so far.
I have not had the experience that Ninjax has had with this card. If it wasn't for the 5/2 rule I would recommend this card to anyone that does go to Vegas as the points can be used as some nice restaurants.
good for you man. what has been your volume tho? curious what ur CL was. maybe they just dont want to see continuous MS like 5k monthly on it even w/ 15k CL.
My credit limit is very small. Under 5000.00 . No I did not do 5k monthly. Most I did last year in one month is around $3000.00. Total for last year was around $13 k. I would say I received around $400 worth of credit last year for that spending. (Used the credits in February of this year) Most the spending was manufacture spending, between $500 - 1000 each time at a grocery store. Used the card for the 1 time this year in March as they offered me $20.00 for spending $500 . Used the card at Simon mall for $500.
I will say I just received this offer this week by email but the heading says it started in March. So I may have been an after thought in regards to using the card.
Your review of this card should be updated to note expiration of SPG partnership effective December 31, 2016. I know you covered the expiration in a separate post but the review is no longer totally accurate.
Thanks, will do.
you should put a disclaimer that this is a low class shitty bank. they will shut you down if you tickle their balls the wrong way. wish this offer was on chase or bofa or amex. i dont know how you would even use 3x with this bank. on the surface, this looks so good, but given that you will probably lose your CC and dont get the points after trying to make any meaningful purchase volume, its kinda useless.