[Expired] [TX only] First-Lockhart National Bank $100 Checking Bonus

This offer has expired, view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: TX only
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: Unknown
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,000
  • Monthly fees: None
  • Early account termination fee: Six months, bonus forfeit
  • Household limit: None listed
  • Expiration date: November 30th, 2018

The Offer

Direct link to offer

  • First-Lockhart National Bank is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Deposit $50 or more at account opening.
    • Have your direct deposit of your payroll, pension, or government benefit made to the account within 60 days of opening.

The Fine Print

  • Rewards Checking offer is not available to existing First Lockhart National Bank checking customers.
  • Offer is not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • To receive the $100 checking bonus: 1) Open a new Rewards Checking account at First Lockhart National Bank, AND 2) Deposit $50 or more at account opening, AND 3) Have your direct deposit of your payroll, pension, or government benefit made to the account within 60 days of opening.
  • After you have completed all of the above requirements, we’ll deposit the bonus in your new account within 10 business days.
  • Additionally, fees may reduce earnings on the account.
  • You can receive only one new checking account opening related bonus each calendar year and only one bonus per account.
  • Bonuses are considered interest and will be reported on IRS Form 1099-INT.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

If the account is closed within six months of open the bonus will be forfeit

Our Verdict

Only a $100 bonus, we really need to know if it’s a soft pull and if you can fund with a credit card to decide if it’s worth doing or not. If anybody decides to go for it, please share those datapoints in the comments below. For now we won’t be adding it to the best checking bonuses.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:
    William Charles
  • On October 27, 2018, 11:30

View Comments (29)

  • Seems Bonus is back and I tried to fund with Amex which it never accepted. Tried Visa from Venture X and it was going through. Now account opening is pending review of the bank

  • Opened kasasa savings and checking accounts for the CC funding. Got a call the day after I applied from a banker asking me if I was okay with sending a copy of my driver's license via email as well as sending signed documents through email. I got my accounts opened and funded with a chase ink unlimited. Coded as a purchase. I also live hundreds of miles from the nearest branch.

  • I applied for this account today and received an email in a few hours stating I had been declined. I called the number to ask why but was transferred to voicemail. I left a voicemail and haven't heard back...

  • Denied with 2000 cc funding. Was going to double dip this with P2 to help some citi spending. Would love it for that reason alone.

    Have a message for the banker to call me back on recon.

    • Called recon. They said they are not accepting applictaions that "appear to be from the internet" said i could come in branch to push it thru.

      May try to do a money market with my wifes card for no bonus but to get a dp on cc funding.

  • Has anyone actually been approved for this so far? I applied Sunday, and haven't gotten approved or denied yet.

  • Any more DPs? Especially of CC funding?

    I live in Austin and have a branch nearby, so that's an option, too. But it likely won't allow me to fund with CC there.

  • email this morning that my application was denied (live in Texas, not that close to the footprint).

    tried funding with a credit card close to 2k and denied overdraft (they now added separate buttons on the last screen specific for the overdraft).

    lots of checking accounts opened this year but nothing else derogatory in my history.

    anyone got confirmed their account was opened if you live in Texas but not close to a branch?

    • I called (because I have no shame), and was told almost incredulously that I had 30 Chexsystems, so I think they are a little sensitive LOL.

    • I have also received 'denied' email this morning. I tried $2k funding using my Citi AAdvantage MileUp card.

  • Live in TX. Applied this weekend. Got declined this morning. No reason given. Will have to call to find out.

Leave a Comment