Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $200
- Availability: Certain counties in TX, more information here.
- Direct deposit required: Yes, $500+
- Additional requirements: See below
- Hard/soft pull: Old data points say hard pull, new datapoints say soft pull
- ChexSystems: Unknown
- Credit card funding: Can fund up to $2,500 with a credit card per account
- Monthly fees: $5, avoidable
- Early account termination fee: No early account termination fee
- Household limit: None listed
- Expiration date:
Contents
The Offer
- TDECU is offering a bonus of $200 when you open a new TDECU forward checking account and complete the following requirements:
- Receive a recurring direct deposit of $500+ 11/30
The Fine Print
- Recurring direct deposit must be set up by 9/15/19 to qualify for $200 reward.
- Rewards will be deposited into your main share/savings account within 60 days after meeting offer requirements and are considered interest and will be reported on IRS Form 1099-INT. Insured by NCUA.
- Offer not valid on existing Forward Checking or Credit Card accounts
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Forward checking has a monthly fee $5, this is waived if you meet the following requirements:
- Enroll in mobile deposit
- have a recurring direct deposit or make at least six debit card transactions per month
Early Account Termination Fee
There is no early account termination fee
Our Verdict
The credit cards they offer are basically useless, so this is really just a $200 checking bonus. Previous best was $150, but that was on an account with no monthly fee.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (122)
I wanted to open this for MS purpose and on the funding page, when I put anything more than 1k, it would remove the debit/credit card option. So, I am guessing, they reduced the credit card funding limit to $1000.
I think they reduced to $999.
another dp that's it's down to $999 total across new accounts opened together
Is this expired?
"Direct link to offer" is taking me to something else.
Looks like this one is active again.
Don't care for the bonus but can an out-of-state person open an account with them for MS purposes? (Trying to hit SUB for Amex Biz Gold)
Would appreciate if someone adopts me as their relative and refers me: 00.singer.prim at icloud dot com
I can refer you but I need your first and last name
Can you refer me. I'm out of state.
Lesaks @ gmail
I have seen people say Amex qualifies but I don't know either way, sorry.
After being denied online, I was asked to visit the branch to show my ID. Branch wanted to start a new application. I asked if they allow credit card funding. They said no. I walked out.
I applied for two accounts and funded 5000 with credit card. The application was denied the second day
I am a Houston resident.
What could be the reason,?
I’m also interested in this for MS purposes. Can you or anyone here help a brother out and refer me as a step “relative” from the Houston area?
@guest_1324270 @guest_778746 @guest_765711 @guest_857903
I'm also interested in this for MS purposes. Can you or anyone here help a brother out and refer me as a step "relative" from the Houston area?
@guest_1324270 @guest_778746 @guest_765711 @guest_857903
sure, send me your email, first and last name and I can put it in for referal
Can you refer me too? @guest_1324270
DP: Used my Amex Marriott Business Credit Card for $2000 funding. Coded as purchase.
I know this bonus expired, but want to open account for MSR purposes. Any advice for OOS ? @guest_778746
@guest_1081126 Sorry, I don't have any sage advice on this one. I had a hard enough time getting approved and getting the bonus, and I live in the service area and used real DDs.
@guest_778746 (delayed) Thank you.
I think several of us got denied due to Chex. They will charge your card right away then refund you later when they deny you. At least that was the case for me.
@guest_767952 Thanks for the quick response!