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Contents
The Offer
Many people are reporting the following offer from U.S. Bank; this is found on the banners above the dashboards where they normally advertise CD rates and credit cards; this is different from the “Cash-back deals” portal.
- Spend $150 or more on Dining purchases, get a $10 statement credit. Must enroll by April 30th. Spend between March 11 and May 16.
This offer would seem to work even on multiple smaller purchases which add up to $150; let us know if you try. Separately, some are seeing a Cashback deal:
- Get 10% Cash Back (up to $4) from any restaurants or fast food restaurants.
Our Verdict
Nice offers here. They should stack together if you got both on the same card.
Hat tip to reader Volt
View Comments (33)
Do Grubhub or DoorDash count for dining purchases?
I believe so, at least for DoorDash. I recently bought an eGift Card from DoorDash. The purchase showed up as "DD *DOORDASH GIFTCARDS DOORDASH.COM CA". Within Rewards Activity, I do see 2% (i.e. 1% base +1% as my selected bonus category for Q2). Additionally, I see 5812 as the MCC code when I download my activity as a CSV file. 5812 is also the MCC code for legitimate restaurants/coffee shops I have made purchases at this month. Whereas my groceries have coded as 5411.
So I hope / expect to see the $10 bonus awarded to me within 2 monthly cycles, or by July 13th or so at the latest. The most recent bonus (Groceries) took only 26 days to post. But the ones prior (Gas and Digital Wallets) took 63-68 days or so to post.
Hope this helps!
I got this exact offer for my Cash+ right now. Was looking to see if fast food and grocery counts and it seems like it does?
It seems like the "dining category" referenced in the language is for the broad US Bank "Food & Dining" category. This is based on what US Bank is listing on their website.
That means this includes all of the following:
Food & Dining (this is the sub category, I have no idea why they use the same exact name)
Alcohol & Bars
Coffee Shops
Fast Food
Grocery
Restaurants
Does this sound right? Would love to see a few more data points.
Have you finished doing the $150 spend yet? What did you find out, regarding grocery stores possibly fitting within their definition of "Dining"?
Doesn't sound right, where did you find this list?
Dining probably only includes Restaurants, Fast Food, possibly Bakeries, and maybe Coffee Shops if that's an actual MCC. Definitely wouldn't expect Grocery or liquor stores stores to qualify.
I got this offer on my smartly.
For dining category, do only restaurants count or fast food counts too? I think I got credit for Bakery before which is under Food & Dining category on a previous "Dining" offer. I think Groceries is under Food & Dining too. This time I may experiment to see if these count.
In my experience basically anything prepared food related rings up as dining with the. Even those "just baked" vending machines ring up that way. Popeyes had an earn rate of 4x for me on the dining category, so I'd imagine fast food counts.
I did 3+ similar offers showed up on US Prank web dashboard in the last 7 months. I clicked on the enroll twice for each offer to make sure it gets to a page saying I'm already enrolled for the offer. haven't got any credit yet. reached out to CS in Jan and was promised a response in 2-3 weeks. nothing and no hope yet
would advise others to stay away from the pranks
I have the exact same experience with them. Did you finally get the credit?
Is this web only or in the app too?
I found mine in the app.
I'd rather stick to no fee VCG from Staples @ 5% from Chase Ink. Not worth the USBANK hassle.
meant to say that all my rest, and take out places accept the VGC from Staples.
The US Bank offers do eventually post. It takes 3 statement cycles which is a bit ridiculous.
When using the VGC at a sit-down restaurant, you have to do math and account for the automatic 20% that will get temporarily added to the transaction.
That is correct. Thanks
Can someone share a screenshot of the deal or where this deal was located at? Thanks!
@guest_2021483 In the app, above the list of accounts, there's a series of tiles that I scrolled through to find it. Hope that helps.
My friend sent me a screenshot of his but I guess I wasn't targeted. Anyone getting these in additional to Smartly Rewards? These supposed offers look like miniature versions of the Smartly Rewards offers so maybe they are specifically targeting people with these who are otherwise not eligible for special offers.
P1 has smartly and wasn’t targeted, P2 doesn’t have smartly and also wasn’t targeted
Also the spend $100 on gas and get $10 statement credit on USBAR. Interestingly however I got this in the mobile app despite having business cards, so this is contrary to the usual situation of not being able to register for offers when you have biz cards.
The credits will post in 3 statement cycles.
None for me this time. I had $10 back on $75 for groceries at the end of 2024.