Deal has ended, view more U.S. bank deals by clicking here.
Update 10/27/24: Deal is coming back from November 27th through 29th. Hat tip to reader BACON
Update 5/16/24: Deal is coming back for June 12 – 14. (ht reader pickle rick)
Original Post:
Reader Bacon reports on a deal to get double cash back on offers within their credit card portal from March 27 – March 30th.
They also highlight that the deal can be substantial when paired with offers such as 15% cash back on Grocery (up to $25 cashback max) or 10% back at IKEA (up to $20 cashback max).
View Comments (225)
I made the purchase on 11/29 at 8:57 PM EST. However, the US Bank app shows the transaction date as 11/30/2024. Does this mean I won't receive the double cashback? The cashback amount is over $150, so I’m really concerned (the usual first part of cashback was processed already).
This is me too. I purchased at 11/29 early afternoon and it posted as 11/30. I hope they give it to us. Guess we'll find out in 2 months but really annoying if we don't.
F'ing Home Depot split my GC order(3 $50 3rd party GCs) into 3 separate $50 purchases, after a single $150 auth charge. The regular offer cashback just posted, only $5 so it appears it only works on a single purchase, not cumulative. The second $5 will take awhile longer to post, from prior experience.
Lesson learned, move on.
The language is up to $30 cashback. I'd contact US Bank about this.
HD pulled the same stunt with the Chase offer earlier this year.
Never going to trust HD.
For me the first posted transaction was $200 (bought 1 Chewy gift card), yet they chose to give me the 10% on the $92.xx purchase which posted later.
I had the same offer on Wells Fargo Active Cash, and it shows that both purchases earned the cash back.
It does make me wonder whether it is US Bank that is also playing games.
Also, take note that the language on this offer was that online orders placed for in-store pickup was not eligible. It turns out that online orders placed for delivery was also not eligible. The posted transation of the latter showed the actual Home Depot store instead of Home Depot 800-xxx-xxxx GA.
Looks like I did jump the gun, surprised that two more $5 credits posted for the other two $50 transactions! Great news!
The second batch for double will take awhile… but that is normal.
So annoying. I activated the 15% Smartly dining offer on 11/29 and a few hours later spent $135 at a restaurant intending to get 2 x $20. US Bank instead gave me cash back on another restaurant we went to on 12/2, so it probably won’t be doubled.
This makes no sense. How did the first restaurant not post first?
US Bank is looking very shady.
The first restaurant did post first… it shows a transaction date of 11/29 and posted on 12/2. The second restaurant shows a transaction date of 12/2 and posted on 12/3.
I think this is a case of US Bank’s system not recognizing quick enough that I activated the offer. I activated it a few hours before going to the first restaurant. In the future, I will make sure I activate an offer at least a day before planning to use it.
I did call customer service to complain. Fortunately, I used the Altitude Reserve for these charges, and you tend to get better customer service on high annual fee cards. They ended up giving me 5,000 points as a courtesy, which is worth $75 in travel.
Posting occurs after a business processes the batch of their transactions. The second restaurant may have processed their batch first. Some do this nightly, some do this on set days of the week, others do this randomly.
The bank won’t post the transaction until after this process, because the transaction may settle for a different amount than it was originally authorized for (e.g. tips, order changes).
It appears USB uses the transaction date to determine deal eligibility, but the deals are triggered by the first to post. It doesn’t seem fair, but at the same time an algorithm to determine the first eligible transaction authorized (that also posted) would be more complicated and lead to longer times to receive credits.
First time dealing with US Bank rewards (Smartly card on the way). TIA. 1. Do you have to pay with a US Bank CC? 2. I'm seeing 1 year Motley Fool subscription: Was 3800 points, now 6000 points. Does it double to 12000 points? Does that equate to $120? The subscription itself is $99!
Does US Bank base this on transaction date? I'm afraid a lot of stores don't charge until it ships so if that's the case then can't really take advantage of 2X offer
I have 15% back department stores when you spend $5 or more, with a $25.00 cash back maximum. With this promo I can get 30% back at Kohl’s with $50 max?
I have done a few times with USB double cash back. You will get initial 15% back within a week. Another 15% back 4-6 weeks later. BUT I have received third cashbacks about 2-3 months later every time. So it's really triple cashback. I don't know if they fixed the glitch.
Never no where to find these deals. Is this for personal cards only? Or am I just blind when it comes to navigating their app?
I found this under my personal card by navigating to the Rewards tab in their mobile app. The carousel in the middle of the screen shows a clickable card for "BONUS DAYS!"
Did the same for my business card, which only showed a card for "SHOPPING DEALS". However, when I clicked on the card, it led to the same page showing November 27-29 Double Bonus Days.
There are a few offers exclusive to those with a Smartly relationship... 15% off dining and 15% department store. I went to Kohls today to buy some Amazon gift cards in hopes that the cash back will be doubled to 30%. Also used the USBAR for an additional 3 to 4.5%. It's challenging to take advantage of the dining offer near Thanksgiving, since we typically eat leftovers for a few days, so I might stop at our favorite restaurant on Friday and buy a gift card to get the dining offer doubled to 30% off.
do you mean smartly savings account here?
Also, are cashback deals for smartly checking account tier based? I recently opened checking account with them so newbie to these cashback deals
You have to have at least $20k there to qualify for the primary Smartly tier. I opened a 4.75% 6 month CD earlier this year to qualify. Every 6 weeks or so, the exclusive offers appear. Even though I could have put the $20k in a money market fund elsewhere earning 5%, I gave up $25 of taxable interest in 6 months to took advantage of offers that were worth much more than that.
yes he is referring to smartly accounts however you do need be a smartly primary tier to start receiving smartly rewards, which requires you to have a combined deposit of 20k+ or more.
Some interesting deals here, lots of 10% cb that becomes 20% cb during the promo.
I have a quick question: is the maximum amount also doubled? For example, in the below Office Depot offer, will I get $22 back after making $110 purchase?
Earn 10% cash back on all of your Office Depot purchases, until an $11.00 cash back maximum is reached.
Yes. You’ll receive $11 when your cash back deal would normally post, and then another $11 ~a month later. If they still haven’t fixed the bug, you may even get a third $11 another month after that!
Signed up for CVS extracare+ with 30% off today. Would be terrific if they can turn that into 90% cash back.