[Targeted?] Venmo Credit Card $200 Signup Bonus With $1,000 Spend

Update 3/12/25: Available again.

Update 1/24/23: Deal is back and valid until  6/30/23. Shows in Venmo app if eligible. Hat tip to Mike

Update: Readers note that after logging in the offer doesn’t show for a lot of people so this might be a targeted offer to those who got the email. The offer page does seem to be public, though the terms state, “Offer may only be redeemed by the eligible participant, such eligibility to be determined by Venmo in its sole discretion,” so maybe that means it’s only for those targeted.

The Offer

Direct Link to offer

  • The Venmo credit card now offers a $200 cash bonus when you sign up for the card and spend $1,000 within the first 6 months.

Offer valid through March 31, 2022.

Card Details

  • No annual fee
  • No sign up bonus
  • Card earns at the following rates:
    • 3% cash back on your Top Spend category
    • 2% cash back on your Second Top Spend category
    • 1% cash back on all other purchases
  • 3% & 2% categories have an annual spend limit of $10,000, after that they earn 1% back
  • The following categories are eligible for ‘Top Spend’: Dining & Nightlife, Travel, Bills & Utilities, Health & Beauty, Grocery, Gas, Transportation, Entertainment
  • Our review of the card can be found in this post

Our Verdict

Decent cash bonus offer. We’ll add this to our List of Best Credit Card Signup Bonuses. Previously the card had no public bonus; there were some targeted $100 or $200 signup offers.

Hat tip to reader Alex
    Chuck
  • On March 12, 2025, 21:55
Tags: signup bonusvenmo

View Comments (83)

  • Fun fact about this card. The grocery category counts costco, meaning you can get 3% back there. I use this card exclusively for that and the occasional promos they run (which are hit and miss).

  • To qualify for this cash back bonus offer, you must apply for a Venmo Credit Card account by 11:59 p.m. ET on March 31, 2022,

  • It worked for me as well via the Venmo app. Once in the app, click cards and it should show. Looks like it’s thru 3/31

  • It just work worked me? @6

    Apply now through March 31st to be eligible for the $200 cash back bonus. Subject to credit approval. See terms below.

    • It’s $100 free basically ($103 if you limit yourself to one bonus category), plus a 3% cash back as long as you limit yourself to a single spend category each month. That still might not be worth a hard pull though (and a 5/24 slot if you’re keeping track of those)

      • For such little spend, I pulled the trigger. Will only be using this for 3% at walmart/costco until I get off the waitlist for the robinhood gold card.

        • not sure this works for walmart/costco (would that be the "grocery" code?)- i would test using a small purchase before doing anything substantial- fyi walmart codes as grocery for paypal debit 5% category (up to $1k spend each month)

          • Correct, it counts as grocery. Thanks for the tip on the Paypal debit, but I always prefer using a cc.

  • Denied a few months ago for this card due to my credit being frozen (after I verified with all 3 bureaus and Sagestream that it was not). Ended up being an old LexisNexus freeze from 10+ years ago.

    Any ideas on when you can reapply? It's been just under 90 days and I still get the "Your application was denied" message when I hit apply now on the web, and zero mention of the card on the app.

      • @6 - this is the link from 2022, they did not remove it. if you go to the bottom of the page you will see offer terms valid until March 31, 2022

          • I see the offer page when I click the link, but at the bottom of the page it says 2022. So it could be 2 possibilities, 1- they forgot to remove the page, 2-they brought up the old page online but forgot to update the year in terms at the bottom of the page.

Leave a Comment