There are dozens of music and video streaming services available, and some of them are considered as Utilities which earn 5x rewards on the Chase INK cards, same as cellular and cable.
Here’s the official lingo on the Chase website:
Earn 5 points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
In the end, it simply depends on how the provider is coded with the credit card. So the question becomes which providers are coded as part of the 5x-earning utilities category and which are not.
A recent Reddit thread notes that Spotify, Netflix, and Hulu all earn 5x when paying with the Chase INK card.
We’ll try to put together a list of which of these services earn 5x and which don’t for easy reference so that when signing up for one of these services you’ll know whether to use INK or a different card.
Of course, all of these services are just a few dollars a month, but would still be useful to know when setting these up whether to put them on the INK card.
Please contribute your data points in the comments, and we’ll add them to the post.
Earns 5x
- Spotify
- Netflix
- Hulu
- Sling
- SiriusXM
- Vudu
- TiVo
- SeeSo (1)
Doesn’t Earn 5x
View Comments (48)
Disney Plus does not code 5x with ink.
Anybody know if YouTube TV codes as 5X on Ink?
No, you're better off buying Google Play cards at office stores and choosing to pay with your balance. That's what I do.
Youtube tv is categorized as "bills and utilities," and earns only 1x with Chase Ink.
https://www.doctorofcredit.com/payments-workshop/
Do these also apply to the Chase Ink Business Preferred? Or Just Ink Cash?
I can confirm that Directv NOW does count as 5x on the Ink card.
I know its not a streaming service and it's mostly dead but Living Social codes for 5X.
They sometimes have good deals that may interest you from time to time, i just bought a photo deal on a whim for my daughter and used my INK plus to try and get some 1X spending (it was less than 10 bucks). Was just reviewing my UR account and was pleasantly surprised to see it coded as 5X
Must note it's via Paypal
Can confirm that T-Mobile monthly bill does count as 5x. A recent on-line phone purchase with T-Mobile did not count as 5x.
Oh.. any My TiVo monthly payment counts as 5x, as does my TWC/Spectrum broadband bill.
Interesting. Went and checked my UR page and my Ink+ does NOT code my Spotify subscription at 5x. So its YMMV apparently
DP: Paying for Spotify with Ink Cash via PayPal earns 1x. If paid directly, it earns 5x.
Hmm, that is odd
HBO Now anyone? Anyone? Bueller? Bueller?
Obviously if I pay for it via Apple then it won't, but what about if I pay for it directly?
If you pay for it via Apple, can you use iTunes gift cards? Those frequently sell for 15% off (sometimes 20%, rarely 25%) at PPDG where you can stack 5x with INK.
Check this out http://milesperday.com/2015/10/20-off-netflix/
For playstation vue, you can purchase playstation gift cards on ebay via paypal gift cards and earn 5x.
Or at Staples/Office Depot/Office Max.
Replying to myself, the quicker way is via Gyft and pay through Paypal with your Ink. Counts for 5x and instant delivery from your couch.
I used google service.(cloud) what card should I use to gain more points? Ink is only 1x
I think Amex BRG does 2x or 3x if you pick it as your top category.