[Expired] [WA, OR, CA, NV, ID] Umpqua Bank $200 Checking Bonus – No Bonus Requirements

This deal has expired and is no longer being offered. You can view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Washington, Oregon, California, Nevada and Idaho
  • Direct deposit required: None
  • Additional requirements: Be logged in and submit rebate form
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,000 (Visa or Mastercard)
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Umpqua Bank has partnered with Slickdeals to offer a bonus of $200 when you open a new checking account. To receive the bonus you must:

The Fine Print

  • Form must be submitted within 4 weeks of being approved
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The Embark Checking account has no monthly fees as long as you opt for paperless statements. If you opt for paper statements you’ll be charged a $3 monthly fee.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

We are seeing more of these Slickdeal backed bonuses recently, I haven’t heard of any real issues getting the bonuses but obviously the more middle men you add the more likely a problem is to arise. Definitely worth doing if you live in the targeted area, no bonus requirements and a nice amount of credit card funding as well. I’ve added this to our list of the best checking bonuses.

Useful posts regarding bank bonuses:
    William Charles
  • On October 16, 2018, 12:00

View Comments (143)

  • Was able to fund my account 2 or so months ago with my BoA Alaska Card and maxed the $2,000 funding. Warning that I did have to go in to a branch and verify my identity and ownership of the card used to pay or my account would be closed.

  • Closed Umpqua via online messaging but they require your mailing address in the message and takes at least 3 days before they’ll respond back that it is closed. Calling expedites the process if you’re in a hurry to close.

  • Has anyone tried the Umpqua Bank Visa Business Rewards Plus Card, with $200 bonus for spending $2000?

  • Does anyone know how to report this on taxes? The language seems to imply that the bonus is coming from SD.

    • I'm not sure either. Neither Umpqua or SlickDeals sent out a 1099-INT or 1099-MISC tax form for this bonus.

  • @will, please take note that several of us got stiffed by SlickDeals after satisfying all stated requirements. I've emailed their supposed customer service additionalbonus@slickdeals.net once a week for a month now with no response, others had similar experience below. Bad DP for SlickDeals

      • I haven't had a single response from them after sending 5+ emails to the provided address, over the last several weeks (my 30-day deadline expired 11/29). @strykker31 commented below with a similar experience. I do use an adblock, didn't realize that could interfere, but even if so doesn't explain their failure to say "Hey you didn't qualify" or whatever. Just dead silence.

        • Yeah ad blocking software will block the cookie, that's most likely why you won't get the credit. Agreed not good them not responding to you

  • If you followed all the rules and did NOT get your bonus, contact slickdeals. They will ask you to send in the slickdeals confirmation email and proof that you opened an account. I did not have the Umpqua confirmation email, so I screen shotted a portion of the account that showed my name. Slickdeals got back to me and said that was good enough and I would see the bonus in 1-2 weeks. I have not received the bonus yet, my response from slickdeals was only on Friday, 11/23.

        • It took them 4 days to get back to me, here is what I sent:

          Hi. I did not receive my bonus, but my partner did. Both applied on the same day through slickdeals and Umpqua. I don't have the acceptance email, but I can screenshot something from my account to show you I have the account?

          Thanks for your help.

        • Same problem for me. This is the first I'd heard of SlickDeals, are they a reputable company or do they arbitrarily exclude customers and refuse to honor bonuses like this all the time?

    • I signed up 10/16, and I'm still waiting. 30 business days is up 11/29, maybe they're trickling out until then?

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