[Expired] [Washington D.C only] Andrews Federal Credit Union $150 Checking Bonus

This checking bonus has expired and is no longer available. Click here for a list of the best checking bonuses.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Must live, work, worship or attend school in Washington D.C
  • Direct deposit required: Yes, $500+
  • Additional requirements: Maintain a balance of $1,500+
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: $10, avoidable
  • Early account termination fee: $25,60 days
  • Household limit: None listed
  • Expiration date: December 31st, 2017

The Offer

Direct link to offer

  • Andrews Federal Credit Union is offering a bonus of $150 when you open a new advantage checking account and complete the following requirements:
    • Receive a monthly direct deposit of $500 or more
    • Maintain a $1,500 minimum balance during the promotional period of October 1st until December 31st, 2017

The Fine Print

  • $150 Advantage Checking with Direct Deposit Promotional Offer – To receive the one-time $150 credit, you must establish a monthly direct deposit of $500 or more and maintain a $1,500 minimum balance during the promotional period of October 1 through December 31, 2017.
  • Offer valid for new Advantage Checking accounts only and one credit per membership (members with Free Checking are not eligible).
  • The $150 credit will be credited to the member’s checking account within 90 days of the end of the promotion on December 31, 2017. Membership eligibility required.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There is a $10 monthly fee on this account if the balance falls below $1,500. There is a $25 early account termination if the account is closed within 60 days of account opening.

Our Verdict

Not worth it due to the hard pull, because of that I won’t be adding it to our best checking bonus list.

Useful posts regarding bank bonuses:
    William Charles
  • On October 22, 2017, 10:00

View Comments (9)

  • Messaged to check on my bonus but they sound very nonchalant.. "hello, some will be reach out, thank you". That's two weeks ago..

    • Just wanted to add it is nationwide since you can join ACC and the CU pays for membership

  • RE:"The $150 credit will be credited to the member’s checking account within 90 days of the end of the promotion on December 31, 2017."
    Anyone get the bonus yet?

  • Andrews FCU also has two branches in Burlington County NJ that are accessible to the public, plus a third branch within the limits of MDL (Maguire-Dix-Lakehurst) if you're in the military. Burlington County residents are eligible, and once one is a member, then the rest of their family should also be eligible.

    Yes, they perform a hard pull, even for savings accounts for minors.

    • In May 2016 Andrews did a hard pull when I became a member.
      My experience is many credit unions did a hard pull when I joined even if it's just to open a Savings account.

    • It's not limited to the DC area:
      https://www.andrewsfcu.org/join-andrews-federal-credit-union.html
      "3. You are or wish to be a member of the American Consumer Council
      Did you know that you can become a member of Andrews Federal even if you don’t live locally? How? By joining the American Consumer Council! The American Consumer Council (ACC) is a non-profit membership organization dedicated to consumer education, advocacy and financial literacy."

      I was told via email by them that it's a SP on TU to join, NOT a HP:
      "Thank you for your interest in Andrews Federal Credit Union. We only pull a soft inquiry when our members join Andrews. We pull that soft inquiry from Transunion.

      If you decide to apply for a credit card and/or a line of credit, we will use the same credit pull for both products. In fact, we use the same credit report pull for any product that is applied for within a 90 day period after it is initially pulled. This excludes Mortgage related products."

      I'm actually going to join this a.m., so I'll report back if it's a SP or HP.

      Also, Will, are you no longer h/t'ing tips you get for bonuses?

  • I'm a member thanks to some certificate promos last year. I think they got me for a hard pull when first becoming a member, and I wonder if they necessarily would do that again when adding checking. I'll report back if I roll the dice.

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