Contents
The Offer
- Chase is offering a $1,200 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening on the Chase Ink Business Unlimited card
Our Verdict
Same offer was floating around via pre-approvals. Not sure where this link is from, so there is always some risk involved there I personally wouldn’t recommend most people use it, but some will decide to try their luck. Much better than the 90,000 point offer that was recently offered.
Hat tip to/r/churning
View Comments (178)
Still targeted.
can anyone confirm that these Ink cards don't have any terms to block churning? I'm not seeing anything in offer details, or pricing and terms, outlining a waiting period to receive the SUB again.
Hey Seth, You can churn bus cards. Probably best to space out applications to avoid a Chase review and possible account shutdowns. Read blog info and DPs for recommended time between Chase bus applications.
There's a 24 month rule at the bottom of the application form, but a ton of data points show it's not enforced.
the dozens in our house say no.
As soon as anyone gets a bonus could you tell us for how much? Did you get the promised $1200 bonus--or just the $750 or $900 or whatever of current bonuses?
I got 120k points as promised in the offer
Offer is dead
This targeted offer was called “Richer Premium”, per SM reply.
Hmm - as far as I know, "richer premium" is the policy by which Chase agents match a better public SUB offer within 90 days of application. Are you sure you're not mistaken?
oh. the SM I got wrote "Richer Premium" when describing the offer, but if it's referring the policy match offer, that makes more sense. sorry for the confusion!
So no one could get Chase to match 120K right ?
My retied aunt who drives Uber for supplemental income applied for this as her 2nd chase card ever, and 1st business card ever. Approved after the 7-10 day msg
DEAD
Credit goes to the people who asked for offer match, which brought attention of Chase to this link. This link has been alive for many months. It's gone now only after 3 days on DOC.
Maybe credit goes to DoC? AFAIK this was the first place it was published on the internet that would appear on an english language google search
To me, the risk is not worth the difference. CIU + referral bonus isn't that far from 120k, but the risk is my entire Chase portfolio.
are you referring yourself?
Don’t refer yourself, sure way to get shut down by Chase.
referral bonus gets taxed if im not mistaken
I have 4 ink cards (2 CIU, 1 CIC, 1 CIP). All opened since last August. All under sole proprietorship. Last one opened was >90 days ago.
Am I right in thinking that applying for another is too risky? Has anyone opened more than 4 of these in less than a year?
Am I also right in thinking that closing any of them before the first year is up is a bad idea?
Based on my recent experience, I would say YES too risky, here's my story: in 15+ years of banking with Chase and using a mix of personal and business cards (carefully staying under 5/24) I seem to have finally hit a wall: I cycled through all the Chase Ink cards in the last 2 years, then applied for the recent higher IHG business card promotion and was denied. I have a legit business so called for reconsideration, and was told "5 business cards in 24 months is simply too many, even though we see you have lowered your credit limit on the rest in order to get this application reconsidered."
Do you carry a large balance on your Ink cards when you applied for the next one or you pay them down pretty low?
I'm in the same exact scenario with you! I'm waiting it out so P2 and I can go for SWCP end of year
What mean CIU, CIC and CIP?
Could a person also call/visit a branch to talk to a biz relationship manager and get a legit link? Help if I have a Chase biz account already?