[YMMV] Chase United MileagePlus Club Card No Annual Fee (Usually $450) Bonus

The Offer

Card Details

  • United Club Access
  • Card earns at the following rates:
    • 2x United miles on United purchases
    • 1.5x United miles on all other purchases
  • Free first and second checked bags for primary cardholder and one travelling companion
  • No foreign transaction fees
  • Premier Travel Access
  • Any seat, any time with your miles
  • No close in fees on award bookings with United
  • Luxury hotels and resort collection privileges
  • Annual fee of $450 is waived for the first year

Our Verdict

It’s possible to get 55,000 United Miles + $50 on the Explorer card, the main advantage to the Club card is that it gives you United Club access. The other benefit is that it earns 1.5x United miles on all purchases. Personally I don’t really value any of those benefits, so I’ll be giving this card a hard pass – but everybody has different needs so figured I might as well post anyway.

Hat tip to [I’m not really sure, I remember seeing this offer a week or two ago but I forgot to post. Let me know who posted in the comments first]

View Comments (10)

  • Is there a mileage sign-up bonus with the Club card? And if there is, can it be used to two-step around the 24-month interval required between sign-up bonuses with that different Chase product, the Explorer card?

  • I got the offer to appear but it seems like it doesn't come with a signup bonus? Is that right? So it's essentially the Explorer for 50k or this for 0k plus club access?

  • Applied this with another Chase CC. The other card got approved with 32K CL. Called reps and was told they had to move CL from other card for United to get approved. But they could not move the card with 32K line. Any idea how long it takes Chase to be able to move line for a newly approved card? Thanks.

  • When it was $395 you could justify it via the bonus earning if you put $50k spend on it. Now at $450 it gets a little tougher. But it does have a few other benefits: President's Circle for Hertz. Hyatt Gold Passport Platinum (and thus mlife Gold). Lounge access at any *A lounge --- which are all leagues better than any of our usual domestics (see the LH lounges in IAD or DTW for example). And finally it opens you up to upgrades on award tickets.

    Still not sure I'd recommend it, but with first year free it's probably worth a hard pull.

    • wait.... you can get hyatt gold passport platinum status (the one they are so fickle about matching elsewhere) with this card? thanks for letting us know, AB -- I see it on the hyatt web site now. hmmmm..... potentially a compelling perk, for the one year anyway.

      • ooops, self-correction.... I was reading "platinum," but thinking "diamond." (that's the coveted hyatt status that would be worth something .... to me anyway.... already have "platinum" with the chase hyatt card)