[TX only] TDECU $200 Checking Bonus

Offer at a glance

• Maximum bonus amount: $200
• Availability: Certain counties in TX, more information here.
• Direct deposit required: Yes, $500+
• Additional requirements: See below
• Hard/soft pull: Old data points say hard pull, new datapoints say soft pull
• ChexSystems: Unknown
• Credit card funding: Can fund up to $2,500 with a credit card per account
• Monthly fees: $5, avoidable
• Early account termination fee: No early account termination fee
• Household limit: None listed
• Expiration date:

The Offer

Direct link to offer

• TDECU is offering a bonus of $200 when you open a new TDECU forward checking account and complete the following requirements:
  • Receive a recurring direct deposit of $500+ 11/30

The Fine Print

• Recurring direct deposit must be set up by 9/15/19 to qualify for $200 reward.
• Rewards will be deposited into your main share/savings account within 60 days after meeting offer requirements and are considered interest and will be reported on IRS Form 1099-INT. Insured by NCUA.
• Offer not valid on existing Forward Checking or Credit Card accounts
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Forward checking has a monthly fee $5, this is waived if you meet the following requirements:

• Enroll in mobile deposit
• have a recurring direct deposit or make at least six debit card transactions per month

Early Account Termination Fee

There is no early account termination fee

Our Verdict

The credit cards they offer are basically useless, so this is really just a $200 checking bonus. Previous best was $150, but that was on an account with no monthly fee.

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