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G
G (@guest_1836309)
April 26, 2024 12:29

Has anyone done this or signed up for it? I can’t really find much info on it anywhere $250 for a $10000 deposit is interesting.

https://try.evergreenmoney.com/

Matt
Matt (@guest_1836505)
April 26, 2024 18:11
  G

Wow that seems pretty good. I have a large chunk in discover paying 4.25%. I might switch to this. Nice find!

Frey
Frey (@guest_1836539)
April 26, 2024 19:22
  G

Was about to jump on this and then saw reviews (outside of DoC). I hope they’re just exaggerations.

carlzjr
carlzjr (@guest_1836574)
April 26, 2024 20:45

Do tell or cut paste or link… Need them deets

Smurfit
Smurfit (@guest_1836607)
April 26, 2024 22:04

I second what @carlzjr said.

Ostrich Rider
Ostrich Rider (@guest_1836632)
April 26, 2024 23:25

I can’t find any reviews but here it says they are pretty small fin tech.
Evergreen Money | LinkedIn

Celia 🔗
Celia 🔗 (@guest_1836595)
April 26, 2024 21:45
  G

This looks interesting. There isn’t a lot of info on them, Evergreen is such a popular name for financial places, hard to find anything definitive. Anyone have any experience with them?

Ostrich Rider
Ostrich Rider (@guest_1836625)
April 26, 2024 23:11
  G

From their website:
Cash in your checking account is FDIC- insured through our partner bank, Coastal Community Bank (Member FDIC), and not state tax exempt.

U.S. Treasury Bills are investments and guaranteed by the United States and state tax exempt. Investments are not deposits, not FDIC insured, and may lose value. Treasury bills are held in your SIPC- insured brokerage account with Jiko Securities, Inc.

Jiko Review: Buy Us Treasuries on Demand – Doctor Of Credit

Coastal Community Bank Reviews and Rates – Washington (depositaccounts.com)

Ostrich Rider
Ostrich Rider (@guest_1836628)
April 26, 2024 23:13
  G

$250 New Client Bonus Terms

To qualify for the $250 New Client Bonus, you must open a new Liquid Treasuries account and fund it with deposit(s) of at least $10,000 between 12:00 AM Eastern Time on April 11, 2024 and 11:59 PM Eastern Time and June 30,2024. The full $10,000 must be cleared and posted to your account prior to 11:59 Eastern Time on June 30, 2024 to be eligible for the bonus. The one-time bonus will appear as a credit to your account within 15 calendar days from the date the qualifying deposit has cleared and posted. Evergreen employees and paid testers are not eligible. You are responsible for any taxes owed. This offer is non-transferable and Evergreen reserves the right to change or cancel this offer at any time.

007
007 (@guest_1836669)
April 27, 2024 04:56

“ This offer is non-transferable”

What is a charter client?

Btw someone posted about this account within past month on contact us, charge small fee to deposit in treasuries. But I don’t think there was a bonus then as I looked at the website at the time

EDITED TO ADD: https://www.doctorofcredit.com/contact-us/#comment-1825010

Ostrich Rider
Ostrich Rider (@guest_1836672)
April 27, 2024 05:38

If I get a chance I will chat or call them today. I’ll ask if it’s targeted and find out about “charter client”.

007
007 (@guest_1836670)
April 27, 2024 05:05
  G
Mauricio
Mauricio (@guest_1836244)
April 26, 2024 11:09

According to this Reddit post, and looking at the landing page itself, Amex is finally allowing you to open a Personal Checking if you have a Business Checking account open.

https://www.reddit.com/r/amex/comments/1cdmvg6/now_possible_to_have_both_a_business_and_personal/

https://www.americanexpress.com/en-us/banking/checking-account/?eep=90021&inav=us_menu_banking_personal_checking_personal_checking

Dougiechurns
Dougiechurns (@guest_1836521)
April 26, 2024 18:46

I wonder if it’s the other way around too? They wouldn’t let you open a business checking account if you already had a personal checking account even if it was already closed

RJ
RJ (@guest_1835765)
April 25, 2024 12:40

Wells Fargo Signify Business Cash – $500 for $5k in spend. I applied and went pending. Not expecting much after the recent Journey denial. Good hunting!

https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMPD_MC&RCTTST=DHKOBZX&sub_channel=WEB&vendor_code=WF

007
007 (@guest_1835812)
April 25, 2024 13:46
  RJ

Not bad with 12 month 0% promo period. Sole prop I’m assuming? Any additional docs required? Also since I was approved for autograph journey past month or two, any idea on WF velocity limits for applying to biz card after personal? Thanks!!!

RJ
RJ (@guest_1835856)
April 25, 2024 14:56

Sole prop. I’d done it in the past for a biz checking and the biz card they had before. No docs yet. Bank may contact for more info type of message.
Not sure on personal vs business velocity. Personal is one WF approval per 6 months. Didn’t see that rule listed for this card.

007
007 (@guest_1835884)
April 25, 2024 16:17
  RJ

Ok, thanks so much! Burned by recent Amegy business card offer where they won’t approve without Schedule C unlike Chase, AmEx, USB which seem not to care too much as long as can show personal income and good personal credit report. May try to apply once done with USB Leverage spend.

Bertrand
Bertrand (@guest_1835897)
April 25, 2024 17:03
  RJ

Which bureau did they pull? And what state are you in?

Bockrr
Bockrr (@guest_1835639)
April 25, 2024 01:55

https://www.affinityfcu.com/welcome
New? (not sure). $100 anyway.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1835716)
April 25, 2024 10:30

Seems like an attempt to eliminate the middle man (referrer) from the picture, as it has the same terms as the other program.

Soma
Soma (@guest_1835855)
April 25, 2024 14:54

Looks like existing members can apply for this. I didn’t get in on the $150 bonus they offered because I am am an existing member and the terms of that promotion excluded existing members. I think I will try for this one.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1835950)
April 25, 2024 19:10

“Offer valid only for members who do not have an existing Cash Back Debit account and who have not closed their membership within the last 12 months.”

Technically we can close our existing “Debit account” and then open the Debit account for this? I don’t think they intend for that to happen.

Two underlined hints why I don’t think it will work…

The promo page title/URL is “Welcome“. Implies newness.

In the description of payout: “Bonus will be deposited into the member’s checking account by the last business day of the month following completion of all qualifying criteria (for example: if the member’s account is opened on April 15, 2024; qualifying deposits are made by May 13, 2024; $100 bonus will be deposited to the new member’s Cash Back Debit account by June 30, 2024).

I could be wrong. I look forward to your DP.

Bockrr
Bockrr (@guest_1835332)
April 24, 2024 12:02

https://www.fm.bank/personal/bank/checking/graduate-checking-promo
$250 for 2024 graduates. Although I guess you could risk it all on the promo code and hope they don’t verify… Existing post says OH, IN, MI only.

carlzjr
carlzjr (@guest_1835554)
April 24, 2024 21:01
  G

Good find! The 400 offer is better in comparison to the 800 offer… But $800 for $25k hold for 90d is still a very good offer compared to other banks. For instance WF had a savings offer that was $525 for a $25k hold for 90d.

Ostrich Rider
Ostrich Rider (@guest_1835572)
April 24, 2024 21:23

Yes, both good deals.
$25K/90days/$800 (12.98% APY).
$5K/90 days/$400 (32.44% APY).

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1835614)
April 24, 2024 23:24

WF $525 offer is a 60 day hold. (Day 30-90)

SDubbs
SDubbs (@guest_1835226)
April 24, 2024 06:10

Received the following on my Barclays Wyndham Earner+: Make 3 purchases of $20 or more on all purchases and earn $10 as 1,000 points. Valid for eligible purchases with transaction dates between April 15, 2024 and May 15, 2024.

PG
PG (@guest_1835234)
April 24, 2024 06:48

Ahh I see it in the terms. I do see this ad following me around across multiple apps.

carlzjr
carlzjr (@guest_1835559)
April 24, 2024 21:07
  PG

Apart from being targeted, looks like terms don’t separate personal and biz accounts. So if you’ve had a personal account with x time you’re ineligible for the biz account bonus. Which is unusual really.

xhabeshi
xhabeshi (@guest_1835719)
April 25, 2024 10:38

Are we sure this is targeted? Once you open the link, you can still send yourself a promo code, in the same way that you can do with the personal bonus.
I think even for the personal bonus ” Offer is available to addressee” was included but that didn’t stop people from signing up

favo🔗
favo🔗 (@guest_1835783)
April 25, 2024 13:09

Good point. It seems once receiving the promotion code through the email, the person receiving the email becomes the “addressee” of the offer.

Eric V
Eric V (@guest_1835099)
April 23, 2024 20:29

Per the Sam’s Club mailer I just received, May 3 through 5th, they’ll have $500 SW egift cards for $429.99. Limit 2.

Matty Rex
Matty Rex (@guest_1834940)
April 23, 2024 13:44

Panera’s running the 20% off GCs online only until 4/30.

I’ve got Chase Offers (10% back up to $2.50) on SW RR Plus, United Gateway, United Quest, IHG Premiere, Ink Cash