The Bank Of Denver – 4% APY On Balances Up To $15,000

Update 10/2/22: Per email, it’s changing on October 20th to 4% on up to $15,000 when qualifications are met (ht Michael)

Update 12/29/21: Kasasa Checking is now 2.0% up to $10,000.00 and Kasasa Saver is 1.0% up to $25,000.00.

Update 2/24/21: Down to 2% now.

Offer at a glance

• Interest Rate: 2.5% APY
• Minimum Balance: None
• Maximum Balance: $25,000
• Availability: Nationwide
• Direct deposit required: No, ACH credit or debit transaction works
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Insured: FDIC

The Offer

Direct link to offer

• The Bank of Denver is offering 3% APY on balances up to $25,000 when the following requirements are met each qualification cycle:
  • At least 12 debit card purchases
  • At least 1 ACH credit or debit transaction
  • Be enrolled in and agree to receive e-statements

Avoiding Fees

This account has no monthly fees to worry about

Our Verdict

Need to know if it’s a hard or soft pull. This can be opened nationwide but personally I can’t see this rate lasting too long if that’s the case. We will add this to the best high yield savings accounts.