[Expired] [MN, ND] Central Minnesota Credit Union $210 Checking Bonus – Direct Deposit Not Required

Deal has expired, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $210
• Availability: Must live, work, worship, volunteer or attend school in selected counties in MN & ND:
  • MN: Anoka, Becker, Benton, Carver, Chisago, Clay, Dakota, Douglas, Grant, Hennepin, Kandiyohi, McLeod, Meeker, Morrison, Otter Trail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, Wright
  • ND: Cass & Richland
• Direct deposit required: No
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $5,000
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Central Minnesota Credit Union is offering a bonus of $210 when you open a new checking account and complete the following requirements:
  • Open account by May 31st, 2020 and get $35 bonus
  • Make 8 qualifying transactions for the following 5 months and you’ll receive a $35 monthly bonus at the end of each qualifying month – total of up to $210

The Fine Print

• Qualifying transactions include: check withdrawal and/or deposit, cash withdrawal and/or deposit, direct deposit (payroll, Social Security, etc.), debit card transactions, online transactions, mobile deposit, transfer to a loan or savings account (except Save The Change account transfers), ACH transactions, Bill Pay or Biller Direct, ATM Transactions, auto-transfers. Transactions that DO NOT qualify towards the 8 per month: Dividend deposit, fee withdrawal, Save The Change transfer.
• Limit one per social security number within the promotion time period.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee.

Our Verdict

Bit annoying you need to complete 8 transactions for 5 months, but there is no direct deposit requirement which is nice. This is worth doing and we will be adding this to our best bank account bonuses by clicking here.

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