The Offer
- Get a new Apple Card and get $50 in Daily Cash if you make an Apple Service purchase within 30 days.
‘Apple Service’ purchase includes Apple Music, TV+, App Store purchases and more.
Card Details
- No annual fee
- No foreign transaction fee
- No cash advance fees
- No late payment fees (late or missed payments will result in additional interest accumulating toward your balance)
- No over-the-limit fees, no balance transfer fees, no expedited card delivery fee
- Card earns the following rewards:
- 3% cash back on Apple purchases and services (including the app store, Apple Music payments, etc.)
- 3% cash back on Exxon/Mobil, Walgreen’s, Duane Reade, Uber, UberEATS, T-Mobile store purchases, and Nike when using Apple PayÂ
- 2% cash back on all Apple Pay purchases
- 1% cash back when using the physical card
Read our full review on Apple Card here.
The Fine Print
- Subject to credit approval.
- Valid only for new Apple Card holders who open an account July 1, 2020 through July 31, 2020, and make any purchase from Apple Services (https://www.apple.com/legal/internet-services/itunes/) in the United States within 30 days of opening an Apple Card account.
- Limit one offer per account.
- $50 cash back is earned as Daily Cash and is transferred to your Apple Cash card after a qualifying purchase has posted to your Apple Card account. If you do not have an Apple Cash card, Daily Cash can be applied by you as a credit on your statement balance. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for details. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Our Verdict
There was a similar offer for June at Walgreen’s. This offer is even easier since there’s no minimum spend – just any Apple Service purchase – and you get the $50 cash. Previous to June, no signup bonus was being offered at all.
Now the race is on to find the cheapest Apple Service purchase. I’m sure there are lots of Apple Music purchases which cost $.99 or even less.
Hat tip to uscreditcardguide
DP: reload $1, and earned $50 + 0.03
Another DP for not being able to match the offer. Opened the card on 6/28. Multiple chats with customer support lead nowhere and actually make for a very frustrating experience as they never respond right away and then after they respond and you remember about and try to respond back, you have to go through the menu again and the new rep has no idea what’s going on. Lame.
Has anyone tried reloading their Apple credit to receive the $50 bonus. Just wondering if it worked because I have an iTunes balance.
Won’t work if you have a balance cuz the charge won’t go on the card.
Why is there any overlap between DoC readers and those who want this card? It seems like a terrible, terrible card, and a $50 sign up bonus doesn’t change that.
Does it cost you anything to get this, other than a HP which, if you’re 5+/24, doesn’t matter? No. DoC posts deals for free tacos lol, $50 for no effort is going to be useful for a lot of people. The card has no fees so you can sock-drawer it anyway if you really think its that terrible.
Yeah, we’d cover deals on popular credit cards, regardless. But in this case I think there are people who like Apple products or for other reasons want the card, so this extra $50 bonus is just extra gravy.
Chuck Yeah, I didn’t mean it as a criticism for you covering it, more that I was surprised anyone here is interested in it. I think a sub-$100 credit card bonus would attract zero interest if it wasn’t Apple-branded.
TB It’s more than a just a HP because it’s a card opening, but I understand your point. I waste tons of time chasing free tacos, but somehow I’d never consider this. I find the card offensive, and I’ve been happily using Apple products for 30+ years. Maybe it’s because it’s so Apple-like to have the special bonus you get for using the card with Apple Pay be a neutral payout (2%).
Avi Well then that’s your opinion, and your initial comment seemed to generalize it to all DoC readers. Apart from the bonus absence, this card is perfectly okay for daily use, providing above-average cashback (not saying its the best out there for any category). Not everyone finds a card “offensive” if it doesn’t bother to provide a legit signup bonus to satisfy their churning habits (a good example of this is Citi DC)..
TB Yep, certainly just my opinion.
I see one reason.. No AF, 2%(though limited to Apple Pay) card with no FTF.. small segment but niche nevertheless :p
Andy Ah, true, uniquely beneficial for those abroad.
Facts:
DoC users use computers (either desktop, laptop, tablet, or mobile).
Apple sells computers (desktop, laptop, tablet, and mobile).
Apple card gives 3% cash back and 0% financing on Apple computers (desktop, laptop, tablet, and mobile).
$50 is gravy on top.
You seem confused.
ImRight Those don’t seem like good reasons to get the card ($30 extra cash back over a 2% card on a $3000 computer purchase, 0% financing which better new cards provide across all purchases in the first year, $50 sign up bonus), but I can see how the first 2 would be valuable for people who already have the card and don’t want to open a new one.
And Andy makes the excellent point about 2% cash back with no FTF, and in certain countries Apple Pay is accepted pretty much everywhere.
And yes, I was definitely confused, which is why I wrote anything in the first place. I’m less confused now.
How am I supposed to pay for anything with my new card if I have $100+ gift card balance? Anyone have any ideas?
You can try reloading $1 balance onto the card, that should count as an App Store purchase afaik.
https://support.apple.com/en-us/HT208687
Purchase something on a family account. For some reason family purchases alway go through the the organizer’s default card instead of the balance.
Did you find anything that works because I also have a high gift card balance?
Got approved 4 days ago. Texted card support, they were not able to match.
Does this cause a hard pull and get reported to the credit agencies?
If so, I’m curious why anyone is getting excited about a $50 bonus on a 2% back (at best) card. Doc has posted dozens of cards with better ROI. What am I missing?
only after you’re approved IIRC, reports to TU only
So if it only reports to TU will it affect 5/24?
Sorry for not understanding but would my credit score get lowered because what you are describing quango sounds like it would?
add .01 to apple id…
I tried earlier as a test and the minimum amount you can add is $1
They have a .99c iCloud storage plan, if you don’t already have this, you can subscribe and cancel.
Another thing they did today was that they added a proper web portal to manage the card, which makes this card a much safer suggestion for a first card, as it no longer requires an iPhone to manage/pay for things.
Finally! Wonder if $50 is the max we’ll see on this card?
FYI, if you have a gift card balance on your account, they will use that credit FIRST for any purchases.
Yep, highest ever
Maybe next time you can make a purchase anywhere for that $50.
You could try to reload your balance as a service.