[MO] AllTru Credit Union $300 Checking Bonus

Update 8/4/24: Offer extended through 8/31/24

Update 7/13/24: Offer extended until July 31st 2024

Update 1/2/24: Extended until 01/31/24

Update 12/5/23: Extended until 12/31/23.

Update 11/4/23: Deal is back until 11/30/23.

Update 10/14/22: Extended until 10/31/22.

Update 9/7/21: Deal is now $300 instead of $400.

Offer at a glance

• Maximum bonus amount: $300
• Availability: Must live, work or worship in St. Charles County, St. Louis County, St. Louis City
• Direct deposit required: Yes, $500+ 
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: One
• Expiration date: August 31, 2021 September 30, 2021.

The Offer

Direct link to offer

• AllTru Credit Union is offering a $300 checking bonus when you open a new checking account and complete the following requirements:
  • Use promo code CHECKING300
  • Sign up for online banking
  • Complete two direct deposits of $500+ within 60 days of account opening

The Fine Print

• To open a new account, you’ll need a $1.00 deposit, a valid ID, and a utility bill with the same address as your ID.
• Accounts are subject to field of membership restrictions.
• Apply online, over the phone, or at a branch using offercode CHECKING400 by 8/31/2021.
• Offer is not valid for existing Alltru Credit Union members or those who have closed a 1st Financial or Alltru personal checking account within the past 12 months.
• We reserve the right to amend or cancel any part of this offer at any time.
• Earn a $400 bonus when you complete the following requirements within 60 days of account opening: a) Open a new TailorMade, Opportunity, or StepOne Checking Account b) Use the special offer code CHECKING400 at account opening c) Have a minimum of two $500 direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or outside agency. d) Enroll in Online Banking.
• All behaviors must be met and account must be open, in good standing and must have a balance greater than zero when the bonus is paid via automatic deposit into your primary savings account 15 days after all qualifying behaviors are met.
• Only (1) cash bonus given per household.
• Offer expires 8/31/2021.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

TailorMade Rewards Checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.

Our Verdict

Need to know if it’s a hard or soft pull, but given it’s a $400 bonus even if it’s a hard pull then this is still a great deal. If anybody goes for this bonus then please share your experiences in the comments below.

Hat tip to reader NN

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