Update 2/4/23: They are now offering a 5% CD for 15 months (ht DS)
Original Post 9/15/22:
Contents
The Offer
- Langley Federal Credit Union is offering a 4% APY 16 month CD
Our Verdict
Slightly better than the NASA FCU CD and similar to the Sun East CD with a longer term. You can find more high yield accounts by clicking here.
Hat tip to hype8912
What credit cards code as a purchase with this bank besides Chase Ink?
FYI the promo 5.35% CD appears to be gone now. I opened a couple of them myself last week.
Odd that this doesn’t seem to get more attention
According to DA, this CU now has a 22-month Promotional Certificate, 5.35% APY, $500 minimum deposit.
Chuck 
William Charles
There is a 6% offer at the Frontwave Credit Union, but it is impossible to join out of its footprint in selected parts of SoCal. This one is too much hassle for me to join just to chase that extra ~0.5%.
I was asked to provide pay slips and a passport in order just to join Langley when I tried a while ago. If you get the call about additional information they have already decided to deny you if possible.
On Langley’s website, this 5% CD isn’t listed in the fixed rate section and the terms say “rate subject to change.” Personally, I’d rather go with Capital One’s 11 month CD for 5% because at least that one is locked in for the full term and won’t change. With Langley, the only thing locked in is you. They penalize you for early withdrawal even though they can reduce the rate anytime they want.
click on the direct link from above and you will see it listed as the first CD offer.
I think ‘subject to change’ means they can decide to change the rate at any time, but not after someone is already signed up and locked in
https://www.wellbyfinancial.com/certificate-offer/
I just saw 5.12% apy 15 month wellby in houston area. The old jscfcu. I was in branch keeping my old account active.
https://www.wellbyfinancial.com/certificate-offer/?utm_source=website&utm_medium=alert_bar&utm_campaign=15_month_certificate
American Consumer Council eligibility on the application.
Anyone know if they still do card funding? Based on an earlier comment it seems they do.
Start the app flow and you can see $1k card funding.
Don’t see that option for me. Existing member so they have to call me to set up for whatever reason.
From Langley CS: You can use your credit card to fund the account, as a cash advance, there’s a 3% interest fee as well.
Midnight
They also have a 29 month 5% IRA certificate.