Offer at a glance
- Maximum bonus amount: $100 for each party
- Availability: ID, WA & OR. More details here
- Direct deposit required: None
- Additional requirements: Deposit $25
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Can fund with a credit card, up to $5,000
- Monthly fees: None
- Early account termination fee: $20, 180 days
- Household limit: None
- Expiration date: None listed
The Offer
- Gesa Credit Union has a referral offer whereby the referrer and the new member each gets $100. Referrer can get up to $1,000 total if they refer 10 friends.
- New members must open a savings account and a SmartPlus Checking account with $25 to be eligible for the referral incentive.
The Fine Print
- Only one $100 referral incentive payment will be made per new referred member.
- See full Terms and Conditions at gesa.com/promotions/friends-and-family-referral.
- New members can refer up to 9 new members.
- Existing Gesa members can refer up to 10 new members.
- For both new members and existing members, a maximum of $1,000 in referral incentives may be claimed before the program ends. New members will receive a $100 incentive for being successfully referred to Gesa and can refer up to 9 new members to earn up to $1,000. This promotion is available for a limited time only and can end at any time.
- New members must open a savings account and a SmartPlus Checking account to be eligible for the referral incentive(s). The checking account must be opened with a minimum deposit of $25 if opened online. No minimum ongoing balance is required to obtain the referral incentive(s). For both new members and existing Gesa members, referral incentives will be paid by direct deposit into the member’s savings account and within 60 days of the SmartPlus checking account opening. The incentive payments are subject to required IRS reporting. This offer cannot be combined with other offers.
Our Verdict
We’ve seen $100 offers from Gesa in the past; this deal looks easier than prior offers and also gives $100 for the referrer as well. Gesa also offers $5,000 in credit card funding as well. Some people might also find the 7%/$5,000 account interesting for actual use. Note, we did see a $200 offer last year as well.
Feel free to leave your referral in the comment below. Do not add any words to the comment other the referral code (and your email address, if you’d like). If any additional words are added the comment will be trashed (which might also hinder your ability to comment in future).
Feel free to discuss the promo in the comments below as well.
Hat tip to Racoonzel
J6154246
DP: no 1099 yet
Bonus is not reported on 1099
Please use mine. B2SPKP4EV
Please use mine. 🙂 Used another members to activate:
B2S825VE3
B2SZ1T9R1
I signed up by using someone else’s referral code in the promo# section here. The first $100 for referral bonus has now been posted. This indicates that the main bonus + the referral bonus can be stacked.
B2QC367T5 referral code
It seems Gesa has removed the whole referral program.
B2SUJQ9K1
B2SR23987
B2S7GW43P