Update 6/28/23: UNest is up to 12,000 Swagbucks ($120) or 20,400 MyPoints (worth around $128-$135) with a simple $25 deposit. Just again a reminder that there is a $4.99 monthly fee. (ht @addingpennies)
Update 4/3/23: UNest is up to 10,000 Swagbucks ($100) or 17,000 MyPoints (around $110). Just again a reminder that there is a $4.99 monthly fee. Update 2/17/23: UNest up to 7,500 Swagbucks ($75) and 13,000 MyPoints (around $82). Just again a reminder that there is a $4.99 monthly fee. Update 1/17/23: UNest up to 6,500 Swagbucks ($65) and 11,000 MyPoints (around $71). Updated below. (ht Carl J) Update: Looks like there is a monthly fee for $1 on EarlyBird and $4.99 with UNest so probably not worth it.
Contents
The Offer
Unest Swagbucks | Unest MyPoints | EarlyBird
Swagbucks is offering bonuses when you open an account with the following investment accounts for kids:
- $65 when you open a UNest account and deposit $25.
- $50 when you open an EarlyBird account and deposit $15.
MyPoints is offering slightly higher on these at 11,000 for UNest (worth around $71) and 8,500 for EarlyBird (worth around $55).
Our Verdict
Some might find it worthwhile to open the account and make the minimal deposit in order to get the $50-$60 bonus on each one of these. Feel free to share your own thoughts and experiences in the comments below.
Update: Looks like there is a monthly fee for $1 on EarlyBird and $4.99 with UNest so probably not worth it.
Hat tip to reader MC
If you’re new to Swagbucks, please read our review. You can also get a bonus of up to $13 by using a referral link.
Got 1099 from Unest today showing in the closed account – a full week after the email which said it was available. Does not show the promo iheart promo earnings likely because it was a deposit x, earn y. 1099 shows only the stock sale which for me resulted in a small loss.
I know that ” IHEART50″ used to work, however, it seems like the code expired. Are there any codes that still work?
This appears expired now. Showing down to 6500. Does anyone have the 12K offer screenshot… Jay ?
Here you go.
https://imgur.com/a/uRtfMuZ
How to Close a UNest Account
(Source: https://www.unest.co/faq/)
—
How do I close my account?
To close your account:
1. Open the UNest app and log in to your account.
2. On the Home screen, tap on the child’s account that you want to close.
3. From the child’s dashboard, tap the “gear” icon in the upper right of the screen and choose “Withdraw Funds”
4. When you’re prompted to select the amount to withdraw, choose “Close Account.”
Your account will be closed and funds returned to your connected bank on file, typically within 10-15 business days. There are some exceptions that may take longer or require additional verification (for example, recently opened UNest accounts, recently made contributions or received gifts, or if you have recently changed your connected bank account).
I did end up getting my $25 (+ a few cents of gains) deposit to my linked ACH account after closing. ~3 weeks is accurate. There is really no visibility after you get the close confirmation communication email as your login is disabled. However, I did get a trade confirmation email a few days before the ACH since given they had to liquidate my holdings (and T+2 before they transfer).
Thanks for the instructions. It’s one of the worst apps that’s almost impossible to find how to withdraw funds and close my account.
How long after deposit does it pend? My $25 recurring deposit hit today. No pend yet…(+6hr at this point).
Applied tonight, was able to use Single Sign in so only took about 5 minutes total to sign up. I did the send link to phone method.
Can we do this offer using our own SSN or do we need to have a child’s SSN?
churnable?
If your recurring deposit won’t be for some days, once the account is fully open (next day for me) just do a one time deposit and skip the recurring.
That way you can hopefully cancel the trial after the deposit posts. I got a SB notification email the same day I initiated a one time deposit. 32 day pending for the points.
Jay If you cancel the trial within 7 days when SB is pending, will you still get SBs after 32 days? I didn’t notice any such language in T&C for SB – but I thought SB stays in ‘Pending’ status just so that people can’t cancel the accounts soon enough?
The requirement is a posted deposit of $25, so per the terms it should still post regardless of trial/paid status. If for some reason I don’t get the SB I will pushback with my screenshot of the terms.
Jay I signed up on 28th June but due to ID verification back and forth my deposit went through only this week; I got only 6500 pending instead of 12K SB. If you (or anyone) have a screenshot of the 12K SB please post imgur link if possible. I forgot to screenshot. Thanks in advance. Your DP is much appreciated as well. I had to do an instant to get even the 6.5K to post.
HarryTheFirstHarry https://imgur.com/a/3KHbNuc
youre doing gods work
Did anyone skip putting in the childs SS number and still get the reward?
Yes, it even gives you the option to open an account for a future child. I did one for a current child, but when it came to the SSN, I left it blank and still got the reward.
Thank you! I did that as well. The first payment date was July 1st, so hopefully it goes in and the reward hit SB after the period of time.