Update 9/10/23: The links came back again from the dead and work for online applications. (This is separate from the news about the branch 90,000 offers.) Link for INK Cash; Link for INK Unlimited. Bear in mind that you can alternatively use a referral link for the 75k offer and the referrer will get 40k points. Another update: some are reporting success with getting a match to the 90k offer by Secure Messaging the bank with a screenshot of the offer. (You can even try applying via a referral link with the hopes of subsequently getting matched.) Another update: This is now a public offer.
Update 4/20/23: The links for 90k are still working, see below. Many people are trying to get their previous 75k applications matched based on the new ‘public’ offer. The vast majority of reports I’ve seen were negative: I haven’t seen any people have success via secure message and most phone requests were denied as well. There were a few reports of phone successes; it will be interesting to see if those people can actually get the match points or the reps are just kicking the can down the road.
Another update 4/18/23: Link for INK Cash (ht Trey Chastain); Link for INK Unlimited. Bear in mind that you can alternatively use a referral link for the 75k offer and the referrer will get 40k points.
Update 4/18/23: The direct link we mentioned below for the INK Unlimited card is working again and the bonus is tracking properly. (Hat tip to sypfii) Bear in mind that you can alternatively use a referral link for the 75k offer and the referrer will get 40k points.
Update 3/21/23: Readers found that the 90k offer still showing if take the quiz online or in the app. (Main Menu -> Explore Products -> Business Credit Cards -> Take a quiz.) Reader Sam also shared a working link for the INK Unlimited card, possibly it’s from the same app quiz source – direct link.
Update 3/20/23: DEAD now. Offer ended a few hours earlier than we expected. (It might not be possible any longer to get a match, even if you applied when the 90k public offer was live. Let us know if you try.)
Update 3/6/23: The public offer is slated to end on March 21, 2023 at 9am EST (ht DDG). Referral links might hang around a bit longer. See also this related post.
Update 3/2/23: I’ve now seen many reports (1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16) in the comments of people who were approved despite being above 5/24. We heard similar reports about the INK cards in December. YMMV, it certainly won’t work for everyone, but there is a chance even for those past 5/24. My guess is that it’s more likely to get approved post-5/24 if you get an instant approval as the system might not be enforcing that rule; Chase business cards most often need manual approval, and that is more likely to get caught up in 5/24 by a manual person review.
Original Post 3/2/23:
The Chase INK Unlimited and INK Cash cards have been running with an increased 90,000 points offer for the past 4 months. They are now showing an “Offer Ending Soon” notice by the offer.
The bonus had been 50,000 for a while, I believe. Then it bumped to 75,000 for a short while, and now it’s been 90,000 for the past 4 months.
We don’t know how many days are left on this offer or whether the offer will still show via referral links. The best advice I’ve seen is to avoid applying for more than one Chase card every 3 months. And so someone who can, it’s a good idea to apply now. I wrote about my own Chase INK approvals here and here.
Don’t forgot to use a friend’s referral link. Otherwise kindly consider using a reader’s referral link which can be found here – you’ll make someone’s day!
Hat tip to hao_zira
Does this card have a cash advance limit which can be lowered , if so how much is the lowest CA limit?
Yes. Chase can lower personal cards to 100; not sure about minimum for Inks. Mine is at 200 right now.
Anytime I have contacted Chase, $200 CA limit is as low as they would go. I think once upon a time it was as low as $20, but good luck finding a rep who will do it.
Thank you ntn and Gadget
That’s weird as they always tell me and P2 that $100 is lowest on our own card and zero is lowest on employee cards.
Actually, I don’t have much experience with the Biz cards, so I could be wrong. Either way, Ron will have to call to get it done and see what they say. Looks like $100 would be the goal, then.
Dp: $100 is minimum
I got offered a 120,000 point / $1,200 cash back bonus in branch today, 11/8/23.
Spend requirement?
Does anyone know how long it takes to get the referral bonus points? Do we have to wait for the referred party to complete his/her spending to get the bonus? Thanks!
You do not need to wait for that. As any Chase bonus it posts when YOUR statement closes (the statement of the person who referred).
So, usually you get it on the very next statement of yours after the person you referred is approved, receives and activates the card. If all that happened too close to your statement “closing date” then you may see the referral bonus on your next statement.
Good luck.
…after the person you referred is approved, receives and activates the card… and makes their first purchase. No bonus until the first charge.
Thank you so much!
That is completely false. It takes about 10 business days before it shows as pending and then it’s awarded when your statement closes
Chase releases in batches typically on Tues/Wednesday
I’ve had someone who didn’t even activate the card for a month and points still followed the trend above
I just checked, and can confirm that what I see corresponds to what @KM985 explained. I have a referral bonus earned since the last statement, and it shows as pending in UR portal, stating that it will post on the date when the next statement closes. I was not aware of the fact that Chase processes those on Tue/Wed, but in most of the cases (as I stated above) my referral bonuses posted when the next statement closed. KM985 , thank you for the info
Thank you so much!
Thank you so much! I really appreciate it.
Increased bonus is reflected in referral links, use my link in my profile
How long does it take to get approval and get physical cc via mail as I have to leave out of town in less than 2 weeks?
At 5/24. Got declined for both with first reason being number of accounts, then business structure, oddly.
Would i be able to apply for another CIU if i already have one opened in May? I also have 91.5% utilization rate, working on paying it down with minimum only until the 0% runs out. Or would I have to pay down all the way to open a new card?
I just applied through DOC’s link. Instant approved for 4k. I got approved for a preferred in July. I am way over 5/24. I applied in July because ppl were saying that Chase was not apply the 5/24 rule. This time I expected a denial, but got approved 🙂
Can you use the referral link first, then match the higher bonus after get approved?
That should almost certainly work, based on what we’ve been seeing
P2 has no business relationship with Chase so only personal login. If I decal correctly can’t create business login until card in hand which is 2 weeks from application time. So if P2 applies using P1 referral link, has to wait 2+ weeks to even secure message for match, correct? I just worry if offer pulled during that time whether they will still match it…