The Citi Dividend 5% categories for the second quarter of 2023 being Grocery Stores and Drugstores. Both of these are easy to max out with ordinary purchases or gift card purchases.
Citi is different than the other cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. Thus, you can get 5% back on up to $6,000 in this quarter, you can save the entire amount for a different quarter, or you can use part up each quarter.
Hat tip to reader Fox
Today is the last day of the quarter (June 30) to get 5% on groceries. Can anyone confirm for me that the Dividend goes by transaction date rather than date posted? If transaction date, then I can make some last big grocery purchases today. If date posted then that would be a bad choice, since the purchases won’t post until July 1 or 2.
Can’t get it to work. Keeps looping me back to show the 1Q offer has been activated
Why do I never get these offers on my Citi 2x cash card:
No Offers Available
Currently there are no offers available for your Citi Double Cash® Card-xxxx ending in xxxx through the Limited Time Offers page. But we’re adding offers all the time so check back soon and often!
I am so close to closing or PC’ing this to something else. I have several other cards that this year would get the 5% grocery so that isn’t appealing this quarter. What I really don’t like about the Dividend is the $50 minimum to redeem accrued cashback. I guess I could sock drawer it.
Why would you close it when Citi Discontinued it to new users and it has no AF?
The $50 minimum redemption amount. Would likely PC to Custom Cash before closing.
You could PC it to Double Cash or Custom Cash
Wth is a citi dividend? Is the CC discontinued?
Yes I wonder if there is way to get it like I got OG Freedom by switching my Freedom Flex Card.
It launched in the early 2000’s and has been closed to new apps for years. Citi periodically converts some to whatever new no-fee card they’re promoting.
Hallelujah! The year was looking so bleak with the loss of the 5% on groceries at both DISCOVER and CHASE freedom on 3/31. For at least the past 5 years I’ve held on to the CITI Dividend card knowing we’re usually only getting one good quarterly offer out of 4. I guess Christmas came early this year!
i wish i can still sign up/product change to this ….
You and me both.
Sigh.
My wife has this card and I have the Custom Cash. I think the Custom Cash is better. Thank Points are at least as good as cash, and I can do the spend at a reasonable pace (one $500 VGC a month at either a supermarket or drugstore) instead of spending $6000 in the one good quarter.
These are fantastic cats for the Dividend card. Probably wise to use the entire 6k spend for this category, as nobody knows what the following categories will be. And I have used Citi Dividend for years (2 cards) and no pushback on buying gift cards.
does walmart super market count as grocery?
I’ll let you know a week or so into April. 😉
My past experience with Citi would indicate to me that Wal-Mart will count as grocery, so long as it codes 5411, which is how grocery stores are coded (as well as Wal-Mart locations that were built with full grocery, and some (but not all) Wal-Marts that were converted into Super Wal-Marts). It seems (again only going on past experience) that unlike other issuers (e.g. Chase), Citi goes by the MCC and doesn’t exclude Wal-Mart, Target etc. FWIW, I don’t see anything in the terms which would exclude Wal-Mart, unlike Chase or Discover when they do grocery.
We’ll see.
signup not active yet (march 13)
Correct, Sign up begins: 3/15/23 as posted earlier.
https://www.doctorofcredit.com/reports-citi-dividend-q1-2023-5-categories-amazon-streaming-services/