[IL, IA and WI] Dupaco Credit Union $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: IL, IA and WI
• Direct deposit required: Optional
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Up to $600
• Monthly fees: None
• Early account termination fee: None
• Household limit: None
• Expiration date: None

The Offer

Direct link to offer

• Dupaco Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
  • Use promo code CHECK300
  • Do either of the following:
    • a) Set up direct deposit to your checking account, and have a total of five or more check, debit card or automated clearing house (ACH) debit transactions on that checking account, OR
    • b) If you cannot directly deposit to your checking account, then have ten check transactions, or eight debit card transactions, or five ACH debit transactions or three bill pay transactions on that checking account.

The Fine Print

• Member must mention offer in branch, over phone OR enter promo code online to receive promotion. The $300 cash payout is deposited to checking 3-5 business days after active checking definition is met; provided a share draft checking account balance of $0 or more is required at the time of cash payout. 1099 INT issued for cash payouts and members are responsible for applicable taxes.
• Account opening subject to qualification and approval. Member will be ineligible for this offer if opening a consumer share draft checking account within 180 days after closing a prior consumer share draft checking account for which they were an account owner (joint or otherwise). Existing checking accounts are excluded from this offer. Any member or account owner (joint or otherwise), with an existing checking account, is excluded from this offer. Anyone, member or applicant, with a charged off deposit account at Dupaco Community Credit Union will be ineligible for this promo. Members who are delinquent, on any loan, for 60 consecutive days or more at the time of account opening or at the time of cash payout are ineligible for this promo.
• Cannot be combined with other checking offers. This offer is limited to a maximum of one Dupaco consumer share draft checking account per member. Business share draft checking accounts are not eligible for this offer.
• Dupaco membership required. You can join if you live or work within our charter area or have a family member who is a Dupaco member, and you make an initial $25 deposit into your share savings account. Other offer restrictions may apply. This offer is available for a limited time and Dupaco reserves the right to alter or terminate the same at any time prior to its acceptance.
• ACTIVE CHECKING DEFINITION: Within 90 days of account opening, either: a) Set up direct deposit to your checking account, and have a total of five or more check, debit card or automated clearing house (ACH) debit transactions on that checking account, OR b) If you cannot directly deposit to your checking account, then have ten check transactions, or eight debit card transactions, or five ACH debit transactions or three bill pay transactions on that checking account.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is a free checking account with no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find an EATF in the fee schedule.

Our Verdict

Looks to be a great bonus, even if it turns out to be a hard pull. I could see this getting pulled early so if you’re interested sign up ASAP. We will add this to our list of the best bank account bonuses.

Hat tip to RJ

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