[YMMV] PayPal Rewards: Walmart 8%, McDonald’s 20% & More

The Offer

Direct link to offer

  • PayPal Rewards is offering some rewards on the following merchants: Walmart, McDonald’s, eBay, Office Depot & More

Our Verdict

Rates seem to vary by account and some don’t see any increased rates. Must pay with PayPal obviously.

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H XU
H XU (@guest_1871668)
July 9, 2024 11:57

almost got burnt by this

REMEMBER: the promo offer expired EXACTLY in 7 DAYS and sharp in SECOND (NOT EVEN MINUTE/HOUR)

Paypal never mentions this in the offer terms or the program terms

H XU
H XU (@guest_1869906)
July 5, 2024 08:42

what is the cap? anecdotally it was 1500, but I tried with BB 6% one, and it is 6% fully working for a $1600 transaction

Eternal Blue
Eternal Blue (@guest_1867908)
July 1, 2024 22:09

Bought a $500 Walmart physical gift card to try and double-dip this 8% Paypal offer with 5% back from Discover. It’s looking promising so far… 4000 PP points are pending and “Walmart.com” charge coding passed through PP to Discover’s system.

Ostrich Rider
Ostrich Rider (@guest_1867941)
July 1, 2024 23:06

I have the same offer in my PayPal account. Maybe this sounds dumb, but how do you use it? Do you have to have PayPal on your phone? I have only logged into my account on a PC.

Eternal Blue
Eternal Blue (@guest_1869327)
July 4, 2024 00:03

Once you have activated the offer in Paypal, you can checkout with Paypal at Walmart.com using any of the credit cards you have loaded in Paypal and the offer will be redeemed automatically.

The Walmart credit card gets 5% on online merchandise but only gets 2% cashback on giftcards AFAIK so I think Discover’s 5% is the best option for giftcards. You can also try to stack a shopping portal but I haven’t had any luck there when buying gift cards.

Note the 8% Paypal offer can only be used once, then it will reappear at 1%. I have PP points pending for the giftcard purchase but I cannot say for sure they won’t be clawed back yet.

Eternal Blue
Eternal Blue (@guest_1870427)
July 6, 2024 13:37

Using Paypal to pay at Walmart did NOT work for Discover’s 5% Walmart category. 🙁

Indie
Indie (@guest_1870721)
July 7, 2024 13:10

this is a very useful dp although it saddens me. I was really hoping it did stack. Paypal checkouts never had this problem. Are you sure your Discover ? Is your Discover statement already closed ?

Thanks for trying this out.

So if Discover 5% is a bo go second best is a 2% card unless one has a Paypal card I would think. Right ?

TY

Eternal Blue
Eternal Blue (@guest_1871413)
July 8, 2024 22:49

My Discover statement has not closed yet but the transaction is fully processed and I see $5 in the “1% everwhere else” section of the quarterly cashback page and in the app’s details page. Paypal is not mentioned at all in the terms for the Walmart category and the transaction coded as “Discount Stores” just like all the non-Paypal Walmart transactions, so I might try inquiring with them about it.

Eternal Blue
Eternal Blue (@guest_1903189)
August 31, 2024 23:37

The 4000 PP points from my $500 Walmart giftcard purchase became payable today.

Bob
Bob (@guest_1866384)
June 28, 2024 23:36

Is there a limit on the amount of 8% cash back you can receive for walmart?

Sz
Sz (@guest_1866198)
June 28, 2024 18:45

Is McDonald one time or multiple times allowed for 20% off?

Eternal Blue
Eternal Blue (@guest_1866341)
June 28, 2024 22:15
  Sz

I activated and used the McD deal and afterwards the deal reappeared and could be reapplied in Paypal Rewards. No reward points are pending yet but it looks like it may be reusable.

Eternal Blue
Eternal Blue (@guest_1867909)
July 1, 2024 22:11

I was able to redeem the 20% cashback at McD’s twice and now the offer is appearing again at 5% cashback.

Eternal Blue
Eternal Blue (@guest_1871414)
July 8, 2024 22:50

I already got the Paypal points for the first McD’s 20% transaction deposited in my account.

John
John (@guest_1866159)
June 28, 2024 17:48

Got 20% McD (useless) on 2 accounts, but unfortunately no Walmart deal.

SOZ
SOZ (@guest_1865898)
June 28, 2024 09:41

Just purchased $50 WM GC using:
6% back Retailmenot
3% back PayPal Mastercard
8% back PayPal Reward
I will report whether this triple stack worked.

SOZ
SOZ (@guest_1866029)
June 28, 2024 13:34

8% back PayPal Reward pending immediately.

Nebby
Nebby (@guest_1866051)
June 28, 2024 14:14

Egift card or physical card?

SOZ
SOZ (@guest_1866120)
June 28, 2024 16:43

Physical. ETA 7/1/24

SOZ
SOZ (@guest_1866191)
June 28, 2024 18:34

Updated ETA 6/30/24 via Fedex.

az
az (@guest_1866876)
June 30, 2024 02:58

Did you see 6% from retailmenot? Usually it takes one day to show.

SOZ
SOZ (@guest_1867077)
June 30, 2024 14:58
  az

6% from RMN went pending today.

Indie
Indie (@guest_1870715)
July 7, 2024 12:58

Is there any limit on RTMs 6% ?

Celia 🔗
Celia 🔗 (@guest_1870719)
July 7, 2024 13:06

Indie IIRC, RMT is $50 max.

There are other restrictions, like how many cash back offers per retailer per month. Think that’s three.

Indie
Indie (@guest_1870795)
July 7, 2024 16:26

Thanks much Celia!

TheGreatHambino
TheGreatHambino (@guest_1865892)
June 28, 2024 09:28

Under the Terms and Conditions for the Walmart offer almost every category is under the excluded list.

Discounthype
Discounthype (@guest_1865878)
June 28, 2024 08:49

Doesn’t say gift cards are excluded but I’m sure it applies under “other exclusions will apply”. Anyone can confirm?

Pnyboy
Pnyboy (@guest_1865815)
June 28, 2024 01:52

I think this is going to be very ymmv- I see on two accounts
eBay 2%
Walmart 8%
ticket master 6%
Best Buy 6%
od 3%
staples 2%
and others