Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:
- Availability:Â You may be eligible to join the credit union through your affiliation with a church, ministry or school that is in alignment with the Wesleyan Christian Doctrine, or as an immediate family member living in the home of an ACCU member
- Direct deposit required: Yes, two direct deposits of $500+
- Additional requirements:Â See below
- Hard/soft pull:Â Hard pull
- ChexSystems: Unknown, sensitive
- Credit card funding:Â Up to $500 with a credit card
- Monthly fees:Â None
- Early account termination fee:Â $15, 12 months
- Household limit:Â None listed
- Expiration date:Â December 31, 2024
Contents
The Offer
- America’s Christian Credit Union is offering a $100 checking account and complete the following:
- Two direct deposits of $500+ each within 90 days of account opening
- Request an ACCU visa debit card
- Enroll in eStatements within 30 days of account opening
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a basic checking account with no monthly fees to worry about.
Early Account Termination Fee
There is a $15 fee if closed within 12 months.
Our Verdict
Most people won’t be eligible due to the religious affiliation required. Previously this was only a $100 bonus, now that it is $400 I suspect a lot more people will try for it. We will add it to best bank bonus page but with the religious affiliation stipulation.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
