The Offer
- For a limited time, signup for the Capital One Venture X Business card and get 150,000 miles once you spend $30,000 in the first 3 months.
Card Details
- Annual fee of $395
- Card earns at the following rates:
- 10x miles on hotels and car rentals when booking through Capital One’s travel portal
- 5x miles on flights when booking through Capital One’s travel portal
- 2x miles on all other purchases
- 10,000 miles anniversary bonus
- $300 annual travel credit for bookings through Capital One’s travel portal
- Lounge access:
- Priority pass lounge access
- Capital one lounge access
- $100 TSA PreCheck or Global Entry credit every 4 years
- Existing Spark cardholders can apply for Spark Travel Elite, Spark Cash Plus cardholders cannot apply for Spark Travel Elite
Our Verdict
This is similar to the offer we saw early 2024, but this time the spend requirement is $30k instead of $20k. It also does not have the higher $100k offer tier. Another option is a similar bonus on the Spark Cash Plus business card.
Remember, Capital One pulls all 3 credit bureaus. Unlike most Capital One business cards, Spark Cash cards do not report the statement balances to the personal bureaus; see these Things to Know About Capital One Credit Cards before applying. We’ll add this to our List of Best Credit Card Signup Bonuses.
Now that the priority pass on this card doesn’t have restaurants if you already have the personal venture x there’s really no point, too much feature overlap unless you really want to keep your business transactions completely separate I guess.
4/24? ugh…
Good bonus. Bad card, bad rewards ecosystem. Absolutely not worth it long-term, it’s essentially a 2% cashback card (at best).
You could open two Capital One Venture X personal cards for $4K spend and 75K points Totale $8K spend and 150K points. I imagine this SUB is for people who are at Chase 5/24 status and cannot open another Chase credit card.
Lost me at 30K spend!
Why are you even on this site then? 😂
Fixed thx
I just don’t get CapOne. So tough on approvals for people with good credit, yet they want someone who (reasonably, theoretically) can spend $30k in 3 months?
It’s a business card…that’s not hard for most any business to meet.
Or even a tax payment.
Reports suggest that Capital One has a 4/24 rule. Any hobbyist who is “active” is likely to be declined. But, to your point, the Ink Preferred is an easy target — it offers a 120k SUB for $8k in spending. However, if someone is under 4/24 and can muster the spending bandwidth, fine.
Not sure about that Cap One rule. When they first offered the Venture X they were approving almost everyone. P2 got one when she was over 4/24. Now I hardly hear of anyone getting approved.
4/24 is very accurate on the VX biz in my experience.
P1 and P2 were 2/24 (on the Amex plat biz train) and got rejected for CO cards on multiple occasions, but perhaps I’ll give business a try.
30k spending? I may be able to spend 15k but my business slowed down after Biden drop out…
and if you are reading this website it is very unlikely you will get approved for this card regardless whether it is a good offer or not.
This is the basic offer…
yeah, i don’t see the 150k for $20k offer in the description on Cap1’s site.