Here is the new list of the Pay Yourself Back categories on the Chase Sapphire Reserve card, valid through January 31, 2025:
- Utilities 1.25 cents per point
- Insurance 1.25 cents per point
- Fitness Clubs and Gym Memberships 1.25 cents per point
- Also available, as before: Gas Stations 1.25 cents per point
- Also available, as before: Annual Fee 1.25 cents per point
- (They’ve removed Wholesale Clubs and Pet Stores as options)
- (I’m not seeing anything above 1% on the INK cards, other than the select charities with 25% bump.)
A lot of people won’t be happy given the removal of Wholesale Clubs. On the other hand, I think utilities and insurance are actually easy categories to use and find these more easily useful.
Chase Aeroplan PYB is 1.25 cents per point on Travel purchases through 12/31/24.
If anyone can verify the Chase Southwest PYB 1 cent per point toward cover the annual fee and .8 cents per points to cover Grocery or Gas (up to $300 in statement credits), please let us know. Same for the Chase United PYB for the Annual Fee (between 1.5 and 1.75 cents per point, depending on the card version), please let us know.
It’s nice to see them keep on renewing Gas. Insurance is a nice addition.
In August I redeemed 6250 United miles to cover the $95 annual fee for my United Mileageplus Visa card. That comes to 1.52 cents per mile.
20% discount on Costco runs was pretty epic – sad to see it go. Thankfully, I should be able to use my remaining points on a few upcoming utility and insurance bills.
1.25% cashout is like getting a 20% discount on the spend. So, a $20,000 insurance bill would save $4,000. WOW!
The 1/31/25 expiration is interesting. Typically it would end on 12/31/24. I wonder if this is the beginning of a phase out of PYB.
Interesting. It’s the same date as the 20k point offer for booking travel: “Activate this offer and book your travel by January 31, 2025″
Maybe they are just testing out a longer period this time to do an analysis.
For Chase Southwest Priority card, I see the 1cpp option on annual fee. Nothing visible for Grocery and Gas yet.
is this CSR only or the CSP as well?
Chase Sapphire Reserve Pay Yourself Back Categories
For the Southwest Priority, the only PYB option I see is the annual fee. I just got the card so maybe that’s why the others aren’t showing up though.