The Offer
Direct Link to offer (go incognito if it’s erroring out)
- Signup for the Capital One Spark Cash card and earn a one-time $750 cash bonus once you spend $7,500 on purchases within the first 3 months from account opening.
Card Details
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Our Verdict
Capital One stopped promoting this card a few years ago in favor of the Spark Cash Plus version. They’ve now quietly brought it back with this $750 signup bonus. The Plus version also has a nice signup bonus currently of $2,000 with $30,000 spend.
This Spark card $750 offer has a lower spend threshold of $7,500 and will be interesting to some. I’d consider signing up for this, but I currently hold the Plus version and I’m not sure if Capital One allows holding more than one business card.
Last we know, this card was not getting reported to the personal credit bureaus. They do, however, credit pull all 3 bureaus. Check out these Things To Know about Capital One Credit Cards. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to Milestalk
Approved with 10k credit line. Sole proprietor with EIN, 20k annual rev, 5k monthly spend. 3/24, 800+.
I already have the cash spark select, got it about 8 months ago, any chance I can get the cash spark also?
Only preapproved for the Spark Classic card without any sign up offer. If I just proceed apply for the Spark Cash card, will they deny it, or will they send me a Spark Classic card instead?
Pre-Approved for either Spark card and then got approved for Spark Cash
$20,000/Year “Business” Revenue
$5,000 Credit Limit
I’m under 5/24 and haven’t looked up my credit score recently but haven’t opened a personal card in awhile. I’ve had the CapitalOne Quicksilver open for years but it’s not used often.
Denied, 4/24. Previously approved last year for the Venture so I’m surprised.
Is there a Biz card recon line number that anyone suggests trying?
pre-approved and approved. Have Vent X + VXB
credit score and 5/24 status?
~790 4/24 i believe
it says this under “rates and fees information”. Notice “business signers credit record”.
Authorize Capital One to check the Business’s credit record and the Business Signer’s credit record and employment history. Capital One may contact the Business Signer to obtain or confirm application information. Capital One’s decision to contact the Business Signer may be based on creditworthiness. This offer is nontransferable.
Went through pre-approval process, was not approved for this card. I was pre-approved for spark cash select, $500 bonus for $4500 spend in 90 days. Went with this offer as I’ve had pretty poor luck with cap1 approvals in the past.
US Bank triple cash biz card a much better offer imo. No annual fee, 3% cb on gas and restaurants, 1% elsewhere, $750/6k/6mos, 0% APR for 12 or 15 billing cycles. Lower spend, more time to do it, no AF, and no interest for a good long while.
“The bonus may not be available for existing or previous Capital One Business card holders.”
Super vague and not comforting, buyer beware