The Offer
Direct Link to offer (go incognito if it’s erroring out)
- Signup for the Capital One Spark Cash card and earn a one-time $750 cash bonus once you spend $7,500 on purchases within the first 3 months from account opening.
Card Details
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Our Verdict
Capital One stopped promoting this card a few years ago in favor of the Spark Cash Plus version. They’ve now quietly brought it back with this $750 signup bonus. The Plus version also has a nice signup bonus currently of $2,000 with $30,000 spend.
This Spark card $750 offer has a lower spend threshold of $7,500 and will be interesting to some. I’d consider signing up for this, but I currently hold the Plus version and I’m not sure if Capital One allows holding more than one business card.
Last we know, this card was not getting reported to the personal credit bureaus. A report indicates that this Spark Cash business card (this non-Plus version) does get reported to the personal bureaus. Capital One pulls all 3 bureaus on applications. Check out these Things To Know about Capital One Credit Cards. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to Milestalk
DP : Card reported to all personal credit bureaus one month after opening. So, it does take up a slot in 5/24 🙁
Can confirm, I just got the update today.
I was trying hard to maintain my 4/24 state too 😢
Appd and autodec. A bit frustrating they make you redo the whole app after the prequal section. Should just go for it if you would even without preapp.
Has anyone been approved with Experian frozen? I read in comments that people were approved for other Capital One cards with Experian credit frozen, but with equifax and transunion unfrozen.
Does this card take up a slot on 5/24?
Yes
Chase ink denied but got this one approved. It was nice.
P2 was denied an Ink this week after 18 months of us riding the Ink train so was feeling a little frustrated, but was approved today for this card, which was nice.
Just got kicked off the Ink train, but auto-approved for the Spark Cash. 🙂
denied. i have 1 personal card (quicksilver) that i’ve had since 2015 and a few personal savings accounts with capital one. maybe i was denied because my credit score’s too high (826 average).
follow up: opposite of some others, i was denied by capital one but approved by chase for the ink business cash card. equal sign up bonus but lower spend requirement so i’ll take it.
Auto approved after 2 denials of Chase Inks. Thanks.
Does this card follow the same model as C1 personal cards where they won’t refund or prorate the annual fee if you cancel just after the 1 year mark?
I thought C1 offered the standard 30 day refund policy for their AF. Did something change recently ?