Contents
The Offer
Pepper app is offering the following deals:
Get 14% back on Amazon Fresh with no limit (these work the same as Amazon gift cards)Get 14% back on Sam’s Club with no limit (these work the same as Walmart gift cards)- Get 15% back on Lowe’s with no limit
- Get 15% back on Converse with no limit
- Get 16% back on Kohl’s with no limit
- Get 18% back on Champ’s with no limit
- Get 20% back on Finish Line with no limit
- Get 10% instant discount on Instacart, plus the regular 3% back; this deal is valid 10/27 – 10/30 and is limited to $200 in purchases ($20 discount)
The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 11/11/24. You can see these deals in your messages tab or notifications tab. Be sure that you should see the bonus reflected on the checkout screen; these deals only last one day and they often sell out early.
The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).
You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending. (Update your app if you don’t see it.)
Our Verdict
Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. There have been times when people have had issues logging in; therefore, I’d recommend screenshotting and copying the gift card info immediately. I’d also recommend using up the Pepper points as soon as possible to be safe.
These deals stack well with the AmEx Offer for $15 off $50. Reports are that Amex Business Gold to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card.
Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.
My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get double Pepper points on all purchases for 15 days. (If you do a bonus offer during the referral period, some people report there being a stack of the two deals with double points on the base and single points on the bonus. Others report only the base gets doubled.) Please no referral sharing in the comments below.
Amazon (not amazon fresh) is back to 14% today–October 30.
is there any way to see the offers prior to signing up for an account? for example, is the amazon offer still available?
From what I’ve seen, having just recently signed up, the deals pop up for only a short time. So even if you knew the ones available, there’s a real chance they’d be expired by the time you signed up.
thanks celia.. i guess i’ll just sign up and see what happens. might as well use that AMEX promo. do you have any advice as far using a referral sign up code vs. the 5OFF code advertised on their site?
I only signed up because of the Amex offer. I don’t have a lot of use for 3rd party gift cards so the app didn’t interest me prior. I used Chuck’s referral.
To add, I waited to buy anything until a good bump came up, just checked at Amazon is at 14x so pulled the trigger on a $50 card. If the bonus points come through, great, another $5 card. If not, still get the credit from Amex.
ok i just signed up.. hoping i can get that 14x amazon or target
Doesn’t this look like a ponzi scheme? 16% at amazon sitewide? Or 14% Sam’s and effectively Walmart? I do not think the retailers intended to give anyone such a big discount. If not from them where do the money come from?
Notice the discounts are bigger and more frequent and for retailers which are not likely to give any discount. Typically ponzi schemes do not have a happy ending so let’s see how long this one last. Of course for a ponzi scheme to keep going comments like mine is not welcomed, so sorry about that.
The app is buying the gift cards at full price (or whatever) and selling it at 16% off. They are taking a loss to get customers, apparently.
I agree it does seem that way for the boost points that are 2 weeks out.
What if they secured x amt cards for 9% off. So they boost the first half of the cards at 14% off and the rest for 4%. That’s what it appears to be the case.
The part that would fall apart is if somehow their plan fails and they fail to provide people the boosted points in 2 weeks. I don’t think anyone’s cards are going to fail. Just the promise of points has a certain risk to it.
You’re able to redeem the gift cards immediately and you get the 3-4% points immediately so worst case scenario you don’t get the bonus points. I assume the extra bonus is customer acquisition cost, which is typically for any company. For a Ponzi scheme, you need to be able to lose money – the worst case scenario is here is you just bought a gift card.
Pepper is down, cant add any payment method.
Same issue. Anyone have a workaround?
you cannot use Sam’s club gift cards at the pump. Just an fyi
Yes you can. Download walmart app. Add the Sam’s card to your walmart wallet as a walmart giftcard. Sam’s giftcard is a walmart giftcard. Then go to walmart app and use walmart pay at the sam’s club pump. Scan the QR code on the pump. Select the giftcard in walmart app as payment method.
thanks for the tips but I AVOID sam’s gas and only go for costco gas. Sam’s gas maybe the only gas that is NOT top tier gas like gas station gas and costco gas. Costco gas is top tier like most gas station quality but cheaper as a member
App asks me to verify identity via camera picture of id but the camera permission pop up doesn’t come up . When I go to app permission there is no option to grant camera permission, only location. (Android pixel 6a). Anyone faced this issue?
I am having the same issue. Did you figure out a solution?
Same. Called them several times and once guy s person who said she’d add me to a list of people to call when they fix it 😂😭 it was suggested to me to try setting up on an iPhone which I did try but I uploaded the ID three times and it didn’t accept it and now I’m locked out completely. It might be a blessing that we’re not able to set up cuz I can tell you I’ve called them many times and they almost never have anyone available to talk to.
So shady.
Did anyone else get asked to upload a driver’s license or other identification, when creating your account?
yes very standard
Very standard except any capable app would actually offer a camera permission for us to approve so that we could upload a driver’s license I’ve been trying for several days and they never answer the phone.
Shouldn’t I get an email after I use my Amex offer? I haven’t used many offers lately….
Amex offer redemption emails are hit or miss. Sometimes I get them right away, sometimes days later and sometimes not at all. All you can do is wait for the charge to post and in a few days check to see if the credit posts or check the savings tab.
Thanks!
Do we get the same discount if we use pepper points to pay?
No
Be very careful with the app. Sometimes it will say the deal is still available, but when you tap in, and before you place order, the boost points is no longer is available. Verify to make sure it states the number of boost points before placing the order.