Offer at a glance
- Maximum bonus amount: $300
- Availability: RI only
- Direct deposit required: Yes, no minimum
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: January 31, 2025.
Contents
The Offer
Direct link to offer: $100 | $300
- Navigant Credit Union is offering a $300 bonus when you open a new checking account:
- Use promo code JOURNEY300BONUS2024
- meet the three Journey Rewards Checking eligibility requirements for two monthly qualification cycles after account opening
- 12 debit card purchases must post and settle each monthly qualification cycle
- have one direct deposit or automatic payment post and settle each monthly qualification cycle
- access online banking and enroll to receive electronic statements.
The Fine Print
- Offer Information: Earn $300 when you; 1) open a new Journey Rewards Checking account by phone 401-233-4700, online at navigancu.org or at any one of our branch locations, by 1/31/2025 and use promo code ‘JOURNEY300BONUS2024’ at the time of account opening, AND 2) meet the three Journey Rewards Checking eligibility requirements for two monthly qualification cycles after account opening. The three eligibility requirements to receive the full Journey Rewards Checking Account benefits, are: 1) 12 debit card purchases must post and settle each monthly qualification cycle; (2) have one direct deposit or automatic payment post and settle each monthly qualification cycle; and (3) access online banking and enroll to receive electronic statements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Not sure if journey checking has a monthly fee or not.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
If anybody goes for this please share your experiences in the comments below.
Hat tip to reader bigbonusbeast
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- Bank Bonus Posting Times
The $100 bonus looks to be still active
William Charles
Use promo code “JOURNEY1002025” at account opening to qualify for your $100 bonus.
Expiration date: January 31, 2025
Is this not already expired ?
Bank link also says open account by 01/31/ 25.
Pls check again. Thank you.
Does look dead already
William Charles .
Just want to flag, in case someone misses it above, the terms say the bonus expired 1/31/2025!
I thought I’d give it a go OOS. Didn’t make it too far before I hit this “Unfortunately, we cannot open this account for you as you’ve indicated that you currently reside outside of our service area (CT, MA, NH or RI). Thank you for considering Navigant Credit Union” — looks like if you’re in Connecticut, Massachusetts, or New Hampshire you may qualify….depending on how they determine their service area.