[Leaked Details] Chase United Business Refresh: $150 Annual Fee, 125,000 Signup Bonus, Instacart & Rideshare Credit and more

Chase United Business Refresh

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Chase is refreshing the United business card. I saw this briefly earlier, but at the time of this writing (11:05am ET 3/18/25) it’s showing the old details again. Presumably it went live early and will come back soon.

  • Annual fee increase from $99 to $150.
  • $125 united flight credit after 5 flights (instead of $100 credit after 7 flights under the old card)
  • The new signup bonus is 125,000 points (instead of the prior offer for 100,000).
  • New credits:
    • $25 farelock credits
    • $100 hotel credit
    • $100 rideshare credit
    • $50 car rental credit
    • $100 JSX credit
    • $120 instacart credit

Our Verdict

We don’t have all the details yet, we’ll create a new post with all the details when they come out. Obviously the extra $51 on the annual fee is a bummer, yet overall it might be a net positive if the Instacart credit, rideshare credit, and hotel and car rental credit turn out to be useful. The signup bonus increase from 100k to 125k is a nice bump as well.

Hat tip to 3539805

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46 Comments
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Jay
Jay (@guest_2027109)
March 20, 2025 09:35

Applied this card more than 30 days ago, was declined due to too many opened accounts, I am thinking about calling for a reconsideration. Just wondering if I must ask reconsideration within 30 days to be reconsidered, or it doesn’t matter? Also I applied under the old SUB, so if they approve me, am I under the old SUB or the new SUB? Thanks for the education.

aram
aram (@guest_2027012)
March 20, 2025 01:51

Any recent datapoint on whether Chase queries for personal and business merge into one hard pull?

aram
aram (@guest_2026335)
March 19, 2025 10:30

My sock drawered United Biz card has disappeared from my account. I have the plastic but Chase couldn’t find it anywhere in their system, probably because I’ve noticed about it more than a year after. Is that usual for Chase Business cards?

Kittybrains
Kittybrains (@guest_2026289)
March 19, 2025 09:47

Do we know if this will still include the 2 club passes?

Tom
Tom (@guest_2026173)
March 19, 2025 03:37

I don’t see any requirements on the signup page about time since last earning the bonus. It’s been a little under 2 years since I got it – any issues I’d run into?

Lucky777
Lucky777 (@guest_2026090)
March 18, 2025 23:26

When click on the link I only see the earn 100,000 bonus miles after spending $5,000 with a $99 annual fee.

Waldo
Waldo (@guest_2026353)
March 19, 2025 10:46

same

John
John (@guest_2025877)
March 18, 2025 20:05

Was approved last night (3/17). I wonder if I will be grandfathered by a day or it’ll be the new promo.

FakSpirit
FakSpirit (@guest_2025765)
March 18, 2025 18:21

$51 for so many credits seem to be good, but it is very likely that those credits are monthly or quarterly.

Sam
Sam (@guest_2025677)
March 18, 2025 16:39

don’t tell me instacart is daily credits like amex

Lia
Lia (@guest_2025879)
March 18, 2025 20:07

What instacart ceedit?

Lia
Lia (@guest_2025880)
March 18, 2025 20:07

*credit

M.M
M.M (@guest_2025532)
March 18, 2025 14:26

Too bad Chase has tightened up their approvals for business cards. Many people are denied once they have 3 biz cards. This is like dangling a carrot…. We have all these great cards to offer but you might have to be selective with what you really want. It’s annoying.

Ming
Ming (@guest_2025692)
March 18, 2025 16:56

I wonder if they’re more flexible with cobranded cards. I had 4 inks, got denied for one, waited a few months and then got the personal Hyatt and biz Hyatt opened within 2 months of another.

Rick Sanchez
Rick Sanchez (@guest_2025713)
March 18, 2025 17:20

Just got denied for this card, did have a total of 6 biz cards spread across Sole Prop and LLC (4 under Sole Prop were 2 Unlimited, 1 Ink and 1 IHG while 2 under LLC were INK and Ink Preferred) Also have 3 personal chase cards.

The specific reason for denial was because of too many accounts. tried calling reconsideration twice, with no luck. But maybe that is a blessing in disguise because I would prefer this 125k offer over the existing.

Lukas
Lukas (@guest_2025846)
March 18, 2025 19:43

I have 8 business cards and just got this one. Will send a SM to match later.

YoniPDX
YoniPDX (@guest_2026855)
March 19, 2025 21:18

Have the Ink Trifecta (CIP 9.2024, CIC, CIU) and applied for UA Biz 2.27.2025 Instant approval (reduced CIU/CIC to $5K – CIP is at $25K and UA Biz is $5K).

But I have been putting spend on CIP/CIC – typically T-mo for 5X, but this month used CIP because wife is traveling solo in Asia).

But I will place so spend on them when I’m between SUBs.

Already looking for P2s next card shes at 2/24 and we will both be at 0/24 or 1/24 this November.