I used to have Citi credit monitoring, but haven’t used that for awhile. What’s the best way to monitor my current?
Amol, of Travel Codex Fame (paraphrased)
Most credit cards now come with a free FICO score, so use those for your scoring needs. Most people also want to know about major changes to their credit (e.g when a new hard pull is done and what credit bureau is pulled). There are a lot of different credit monitoring sites, but you only really need to use two of them to cover all bases.
- Credit Karma will give you information on both TransUnion & Equifax
- Freecreditscore.com will give you information on Experian
There are also the other free credit monitoring sites: Quizzle (Equifax) , Credit Sesame (TransUnion), Credit.com (Experian) & WisePiggy (TransUnion). If you do any bank account bonuses, I’d also recommend manually pulling your ChexSystems report once annually to make sure you don’t have any flags on your account.
