A list of the best current credit card sign up bonuses & offers for November, 2024. We update this page on a daily basis with any new deals and include all bonuses (we don’t use any credit card affiliate links so we can remain unbiased unlike other sites).
Given how popular our best bank account bonus page is, I thought I’d try my hand at something similar for credit card bonuses. This page will be updated regularly, so feel free to bookmark it and share it on social media/forums (I’ll also add it to the header under credit cards to make it easily accessible). Keep in mind we do not use credit card affiliate links, so this is an unbiased list.
A few final thoughts before we get to this list:
- There will be a random amount of entries on this list at any one time dependent on how many cards I currently think are worth signing up for.
- I’ll be taking into account whether a bonus is at it’s highest level ever or not (mostly because I don’t think an offer is truly the best if it regularly goes up to a higher level or I suspect it’ll go to a higher level in the near future).
- I won’t be taking into account special application rules (e.g Chase 5/24 rule or American Express once per lifetime rule), but I will mention them clearly on the individual review pages.
- If there is a card that is popular and I haven’t included, I’ll put it under “Not On The List” and explain my reasons why.
Keep in mind that having a clear goal will help you decide what the best cards for you are! If you don’t want to travel and just want to earn cash back, then the best card for you will be different than somebody that wants to fly first class to Paris and stay in 5 star accommodation.
Contents
- 1 Personal Cards
- 1.1 Chase Sapphire Preferred 70,000 Points + $300 Travel Credit – In Branch
- 1.2 American Express Platinum 175,000
- 1.3 Chase British Airways: 100,000 Points
- 1.4 Chase Freedom Flex 10% Grocery Stores
- 1.5 Increased American Express Delta Offers (Up To 110,000 Miles)
- 1.6 Barclays Aviator Red – 70,000 Miles
- 1.7 Bank of America Sonesta 125,000 Points Offer
- 1.8 Citi Strata 75,000 Points
- 1.9 Cardless Qatar – Up To 80,000 Miles
- 1.10 American Express Gold 100,000 + $100
- 1.11 Wells Fargo Expedia One Key $600 OneKey Cash
- 1.12 Barclays Lufthansa Miles & More 80,000 Miles
- 1.13 Barclays 70,000 Hawaiian Airlines
- 1.14 Bank of America Premium Rewards 60,000 Points + $100 Travel Credit
- 1.15 Bank of America Premium Rewards Elite 75,000 Points
- 1.16 Bank of America Alaska Airlines Card 75,000 Miles Offer + Companion Fare
- 1.17 Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
- 1.18 PenFed Pathfinder Rewards – 50,000 Points + $50
- 1.19 Fremont Bank Personal World Mastercard $500 Bonus
- 1.20 Barclays Silver Emirates 60,000 Miles
- 1.21 Hilton Honors Aspire Card – 175,000 points
- 1.22 American Express Marriott Bonvoy Brilliant Cards 185,000 Points Signup Bonus & Bevy 155,000 Points Bonus
- 1.23 Wescom Credit Union – $500 Bonus – CA only
- 1.24 PNC Cash Unlimited $250
- 1.25 Citi Double Cash $200
- 1.26 Wells Fargo Active Cash $200 Bonus
- 1.27 U.S. Bank Shopper Cash Rewards $250 Bonus
- 1.28 Citi Sears/SYW $225 Cash Bonus
- 1.29 Discover it – $100 + Double Cash Back
- 1.30 Ridgewood Savings Bank $500 Bonus – NY & CT
- 1.31 American Express Delta Gold – 50,000 Miles + $400 Statement Credit
- 1.32 American Express Blue Cash Preferred $300 + Waived Fee
- 1.33 Chase Aeroplan 100,000 Points
- 1.34 Cardless Avianca – Up To 120,000 Miles
- 1.35 Schwab Investor Card from American Express $300
- 1.36 American Express Blue Cash Everyday $250
- 1.37 Bank of America Personal Unlimited Cash Rewards $200 Bonus
- 1.38 Citi Rewards+ 20,000 ThankYou Points
- 1.39 Discover it Miles $100
- 1.40 Chase Freedom Unlimited 3% Everywhere
- 1.41 Citi Custom Cash – $200/20,000 Points
- 1.42 U.S. Bank Cash+ $200 Bonus
- 1.43 Fidelity 2% Card $150 Bonus
- 1.44 Sallie Mae (Accelerate & Evolve) $200
- 1.45 SoFi $200
- 1.46 Citi AT&T Points Plus – $100 Cash Bonus
- 1.47 Barclays Upromise $100 Bonus
- 1.48 Apple Card – $75 Cash Bonus
- 2 Business Card Bonuses
- 2.1 American Express Business Platinum 250,000 Points
- 2.2 American Express Business Gold 200,000 Points
- 2.3 Chase Ink Unlimited 90,000 Points
- 2.4 U.S. Bank Leverage Business Card $750
- 2.5 Capital One Business Spark Cash Select – $750
- 2.6 Capital One Business Spark Cash Plus – $2,000
- 2.7 Capital One Business Spark Cash – $750
- 2.8 Capital One Business Venture X – 150,000
- 2.9 Capital One Business Miles Select – 50,000 Miles
- 2.10 Citi AAdvantage Business – 75,000 Miles
- 2.11 TD Bank Business Solutions – $750
- 2.12 American Express Business Delta 70,000 Miles + $200
- 2.13 Chase Southwest Business Performance 80,000 Points
- 2.14 Bank of America Business Customized Cash Rewards $500 Bonus
- 2.15 Bank of America Business Unlimited Cash Rewards $300 Bonus ($500)
- 2.16 PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 2.17 AmaZing Business Credit Card $1,500 Bonus – CA, CO
- 2.18 Bank of America Travel/Cash Rewards Cards – $500
- 2.19 Chase IHG Premier Business – 200,000 Points
- 2.20 U.S. Bank Triple Cash Rewards $750 Bonus
- 2.21 Hilton Honors Business Card – 175,000 points
- 2.22 Ridgewood Savings Bank $500 Bonus – NY & CT
- 2.23 American Express Blue Business Cash $500 Bonus
- 2.24 Huntington Business Voice $150 Bonus + 8% Categories
- 2.25 Regions Bank – $200 (Many States)
- 2.26 1st Source Bank Smart Business Rewards $200 – IN, MI
- 2.27 FNBO Evergreen Business Card $200/$300 Bonus
- 3 YMMV/Targeted Offers
- 3.1 American Express Blue Business Cash $750/$500
- 3.2 American Express Blue Business Plus 75,000 Points
- 3.3 AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
- 3.4 Various American Express Delta Offers – No Lifetime Language
- 3.5 American Express Hilton Surpass 200,000 Points
- 3.6 American Express Business Gold 35,000 Point Offer – No Lifetime Language
- 3.7 Navy Federal (NFCU) Flagship 40,000 & Amazon Prime
- 3.8 Navy Federal (NFCU) cashRewards $300 & Walmart+ Membership
- 4 Not On List
- 5 Recent Changes
- 6 Final Thoughts
Personal Cards
These cards are listed in order from absolute best to best (e.g the better cards are at the top).Â
Chase Sapphire Preferred 70,000 Points + $300 Travel Credit – In Branch
This offer is available in branch only, or can get 60,000 points + $300 online or via referral links.
American Express Platinum 175,000
You might need to open in incognito mode to get the offer to show.
Chase British Airways: 100,000 Points
Normally this would either have a much higher $20,000 spend requirement or be for less points.
Chase Freedom Flex 10% Grocery Stores
Excellent 10% earn rate at Grocery Stores during the first year on up to $12,000 in spend. $1,200/120,000 max bonus possible.
Increased American Express Delta Offers (Up To 110,000 Miles)
Competitive offers but with Delta the bonuses tend to increase over time so I’d only recommend if you have a short to medium term need for the miles.
Barclays Aviator Red – 70,000 Miles
Doesn’t require any spend, just a single purchase.
Bank of America Sonesta 125,000 Points Offer
Points are worth 0.75¢ – 1.5¢ per point.
Citi Strata 75,000 Points
Requires $4,000 in spend, used to be called the Citi ThankYou Premier.
Cardless Qatar – Up To 80,000 Miles
Only really the 60,000 mile bonus worth considering due to the high annual fee on the other card.
American Express Gold 100,000 + $100
Offer doesn’t show up for everybody.
Wells Fargo Expedia One Key $600 OneKey Cash
Can’t apply directly but can check to see if you’re pre-approved and then apply.
Barclays Lufthansa Miles & More 80,000 Miles
Requires $3,000 in spend.
Barclays 70,000 Hawaiian Airlines
Only a single purchase required.
Bank of America Premium Rewards 60,000 Points + $100 Travel Credit
Card has an increased signup bonus of 60,000 points, worth $600 as a statement credit. In addition you get a $100 travel credit each calendar year – see what works for that credit here. Card has a $95 annual fee.
Bank of America Premium Rewards Elite 75,000 Points
Card has an increased signup bonus of 75,000 points, worth $750 as a statement credit. In addition you get $300 in airline incidental credits and $150 in lifestyle credits each calendar year. Card has a $550 annual fee.
Bank of America Alaska Airlines Card 75,000 Miles Offer + Companion Fare
Not as good as the 70,000 miles + $100 offer that was once offered.
Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
50,000 points after $5,000 in spend. Worth $600 in gift cards or $650 in flights
PenFed Pathfinder Rewards – 50,000 Points + $50
Card also comes with a $100 airline credit, honors members don’t have to pay any annual fee making the card worth keeping long term.
Fremont Bank Personal World Mastercard $500 Bonus
Only requires $5,000 in spend as well which is nice.
Barclays Silver Emirates 60,000 Miles
Gold card is 70,000 miles, but that has a huge $499 annual fee whereas the Silver card only has a $99 annual fee. Unfortunately not waived first year.
Hilton Honors Aspire Card – 175,000 points
Equal to the recent high on this bonus.
American Express Marriott Bonvoy Brilliant Cards 185,000 Points Signup Bonus & Bevy 155,000 Points Bonus
High annual fee, especially on the Brilliant card but with some useful benefits.
Wescom Credit Union – $500 Bonus – CA only
Only requires $2,500 in spend.
PNC Cash Unlimited $250
Card also earns 2% everywhere with no annual fee.
Citi Double Cash $200
No annual fee. $200 bonus after $1,500 spend within the first 6 months.
Wells Fargo Active Cash $200 Bonus
No annual fee. $200 bonus requires $1,500 spend within 6 months. A lot of people will find this card useful for the long haul, as well.
U.S. Bank Shopper Cash Rewards $250 Bonus
$95 annual fee is waived the first year. $250 cash signup bonus requires $2,000 spend within 120 days.
Citi Sears/SYW $225 Cash Bonus
Requires $1,500 in spend to get the full $225 bonus. No annual fee. Card also has frequent spend offers which are worthwhile.
Discover it – $100 + Double Cash Back
Get bonus here | Read our review.
The sign up bonus on this card is low ($100 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (not including the $100 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.
Ridgewood Savings Bank $500 Bonus – NY & CT
Nice big bonus, spend of requirement of $5,000 is required. They also offer business cards now as well (see below)
American Express Delta Gold – 50,000 Miles + $400 Statement Credit
Has been as high as 70,000 miles + $200 statement credit or 90,000 miles. Some people will prefer the higher $400 statement credit offer.
American Express Blue Cash Preferred $300 + Waived Fee
Without a referral link the offer is for $250. With a referral link some people sometimes see $300. Annual fee is waived the first year with this offer. There is a $3,000 spend requirement.
Chase Aeroplan 100,000 Points
Requires a huge $20,000 in spend to get the full bonus unfortunately.
Cardless Avianca – Up To 120,000 Miles
There is a bonus of up to 120,000 miles but only the 50,000 miles bonus is worth considering due to the annual fee.
Schwab Investor Card from American Express $300
Requires $1,000 in spend. Previous best bonus was $200.
American Express Blue Cash Everyday $250
$250 Bonus | $200 + 10% ($150) Bonus
Requires $2,000 spend within 6 months for the $200/$250 bonus. No annual fee. The second link, above, gives $200 + 10% back on Dining up to $150 back.
Bank of America Personal Unlimited Cash Rewards $200 Bonus
No annual fee. $200 bonus requires $1,000 spend.
Citi Rewards+ 20,000 ThankYou Points
Requires $1,500 spend for the 20,000 bonus. No annual fee. Lots of people find the card worthwhile to have in the long term as well
Discover it Miles $100
Offer only available via a referral. The nice thing about this card is cash back earned is double the first year (unfortunately the sign up bonus doesn’t double), meaning this card earns 3% cash back on all purchases during that first year.
Chase Freedom Unlimited 3% Everywhere
Chase Freedom Unlimited card can get a bonus 1.5% back on up to $20,000 in spend everywhere during the first year. That’s 30,000 bonus points (worth $300 or more) if maxed out. Standard bonus on Freedom cards is $200. 5/24 does apply to this card, I’d recommend getting the higher value Chase bonuses first.
Citi Custom Cash – $200/20,000 Points
Get $200 or 20,000 ThankYou points with $1,500 spend. There’s also a branch offer for $300/30,000 points.
U.S. Bank Cash+ $200 Bonus
This is the highest bonus on this card, but previously the spend requirement was lower for the same $200 bonus.
Fidelity 2% Card $150 Bonus
$150 is as good as it comes on this card, there is a $1,500 spend requirement.
Sallie Mae (Accelerate & Evolve) $200
Requires $1,000 in spend and bonus can be worth more than $200 if redeemed against a student loan.
SoFi $200
The SoFi 2% card now comes with a $200 bonus via Credit Karma link. Requires $1,500 spend.
Citi AT&T Points Plus – $100 Cash Bonus
$100 cash signup bonus with $1,000 spend requirement.
Barclays Upromise $100 Bonus
Low $500 spend requirement.
Apple Card – $75 Cash Bonus
Easy $75 Daily Cash bonus when you make any purchase made within 30 days.
Business Card Bonuses
American Express Business Platinum 250,000 Points
Showing up for everybody via certain referral links.
American Express Business Gold 200,000 Points
Should now show for everybody when using certain referral links.
Chase Ink Unlimited 90,000 Points
Standard bonus is 70,000 points.
U.S. Bank Leverage Business Card $750
Has been as high as $1,000, but haven’t seen that offer in a long time.
Capital One Business Spark Cash Select – $750
$750 cash bonus with $6,000 spend requirement. No annual fee.
Capital One Business Spark Cash Plus – $2,000
$2,000 bonus requires $30,000 spend. $150 annual fee.
Capital One Business Spark Cash – $750
$750 bonus requires $7,500 spend. $95 is waived the first year.
Capital One Business Venture X – 150,000
150k bonus requires $30,000 spend. $395 annual fee.
Capital One Business Miles Select – 50,000 Miles
50,000 Miles bonus with $4,500 spend requirement. No annual fee.
Citi AAdvantage Business – 75,000 Miles
Requires $5,000 spend within 5 months to get the 75,000 bonus American Airlines miles. $99 annual fee is waived the first year.
TD Bank Business Solutions – $750
There’s a $250 signup bonus and 5% back, up to $500. Altogether, you end up with $750 after spending $10,000. No annual fee.
American Express Business Delta 70,000 Miles + $200
This requires a dummy booking to see this offer.
Chase Southwest Business Performance 80,000 Points
80,000 point bonus requires $5,000 in spend. $199 annual fee.
Bank of America Business Customized Cash Rewards $500 Bonus
No annual fee. $500 bonus requires $5,000 spend.
Bank of America Business Unlimited Cash Rewards $300 Bonus ($500)
No annual fee. $300 bonus requires $3,000 spend. There might still be a $500 version available via small business banker.
PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Nice big bonus, downside is that it requires spending $25,000 or more in the first three billing cycles.
AmaZing Business Credit Card $1,500 Bonus – CA, CO
Huge bonus but requires a huge spend of $50,000 for the full bonus.
Bank of America Travel/Cash Rewards Cards – $500
The Business Travel Rewards, Business Unlimited Cash Rewards, Business Customized Cash Rewards cards are all offering $500 or 50,000 bonus after $5,000 spend. Offer can be found in Bank of America app. Valid through 1/7/23.
Chase IHG Premier Business – 200,000 Points
Requires spend of $9,000.
U.S. Bank Triple Cash Rewards $750 Bonus
No annual fee and card also comes with a $100 software credit as well. Requires $6,000 spend within 180 days to get the bonus. Card also comes with 0% APR on purchases for 12 months.
Hilton Honors Business Card – 175,000 points
As high as this bonus has been recently.
Ridgewood Savings Bank $500 Bonus – NY & CT
Requires $5,000 in spend, they also have a personal credit card offering the same bonus.
American Express Blue Business Cash $500 Bonus
Deal requires $15,000 in total spending for the full bonus, but the upside is that this card earns 2% cash back on up to $50,000 annually.
Huntington Business Voice $150 Bonus + 8% Categories
This offer is for $150, but you also get 8% in select categories for the first 60 days.
Regions Bank – $200 (Many States)
Easy $200 bonus with low $1,000 spend requirement. Available in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.
1st Source Bank Smart Business Rewards $200 – IN, MI
Only a $200 bonus, but only requires $500 in spend.
FNBO Evergreen Business Card $200/$300 Bonus
Card has a $200 bonus but you might be able to get $300 by checking for pre-qualified offers.
YMMV/Targeted Offers
We’ve decided to create a new section for YMMV or targeted offers. These are all great offers, but they either require being targeted or have some other restriction in place. We haven’t listed offers that are only available in certain states, those will still be listed above
American Express Blue Business Cash $750/$500
$750 Offer review | $500 Offer review
Some people get an offer on the American Express Blue Business Plus card for $750 after $15,000 spend. There’s also a call-in offer for $500 with a lower $5,000 spend requirement. No annual fee.
American Express Blue Business Plus 75,000 Points
Some people get an offer on the American Express Blue Business Plus card for 75,000 points after $15,000 spend. No annual fee.
AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
Standard bonus is 10,000 points. We’ve seen the 25,000 point offer via incognito mode for some time but the 0% APY + $0 BT fee offer is new. Could be using for floating money to put into a high yield savings account.
Various American Express Delta Offers – No Lifetime Language
It’s currently possible to get up to 75,000 miles and up to $200 in statement credits on the American Express Delta co-branded cards. These offers don’t have the lifetime language present, meaning you’re eligible for the bonus even if you’ve had that specific card before.
American Express Hilton Surpass 200,000 Points
 This is the highest bonus we’ve seen on this card.
American Express Business Gold 35,000 Point Offer – No Lifetime Language
Relatively weak offer, really only worth considering due to the fact that it has no lifetime language.
Military members and their families are eligible.
Military members and their families are eligible.
Not On List
This section explains why some popular cards/offers aren’t listed.
- None currentlyÂ
Recent Changes
I thought it would be useful to list when and why I make changes here.
- [11/25/24] Added Cardless Avianca – Up To 120,000 Miles
- [11/21/24] Removed Chase Hyatt 5 Free Night Certificates (Category 1-4)
- [11/19/24] Added Bank of America Alaska Airlines Card 75,000 Miles Offer + Companion Fare
- [11/18/24] Added Cardless Qatar – Up To 80,000 Miles
- [11/18/24] Removed Citi AAdvantage Platinum Select – 75,000 Miles
- [11/12/24] Added Schwab Investor Card from American Express $300
- [11/12/24] Removed U.S. Bank Altitude Reserve 50,000 Points
- [11/12/24] Removed American Express Marriott Bonvoy Business Five Free Night Signup Bonus (50k Each)
- [10/28/24] Added TD Bank Business Solutions – $750
- [10/25/24] Added Barclays Aviator Red – 70,000 Miles
- [10/25/24] Added PNC Cash Unlimited $250
- [10/15/24] Removed U.S. Bank Korean Air SKYPASS Select Card 70,000 Miles
- [10/15/24] Added Capital One Business Spark Cash $750
- [10/8/24] Added Citi American Airlines 75,000 Miles Business Offer
- [10/4/24] Added Chase Sapphire Preferred 70,000 Points + $300 Travel Credit – In Branch
- [10/4/24] Added Chase Hyatt 5 Free Night Certificates (Category 1-4)
- [10/1/24] Removed Barclays Aviator Red 70,000 Miles
- [9/27/24] Removed U.S. Bank Business Credit Card – Up To $900
- [9/27/24] Removed Chase World Of Hyatt Business – 75,000 Points
- [9/23/24] Added Citi / AAdvantage Platinum Select World Elite MasterCard – 75,000 Miles
- [9/22/24] Removed FNBO Amtrak Credit Card 40,000 Points
- [9/20/24] Added Hilton Honors Aspire Card – 175,000 points
- [9/20/24] Added Hilton Honors Business Card – 175,000 points
- [9/20/24] Added Increased American Express Delta Offers (Up To 110,000 Miles)
- [9/20/24] Added Chase Ink Unlimited 90,000 Points
- [9/20/24] Removed Barclays jetBlue Plus – 80,000 Points
- [9/20/24] Added Chase British Airways: 100,000 Points
- [9/20/24] Added American Express Marriott Bonvoy Business Five Free Night Signup Bonus (50k Each)
- [9/10/24] Removed Chase IHG Premier: Five Free Night Certificates (Up To 60,000 Points Per Night)
- [9/9/24] Added U.S. Bank Korean Air SKYPASS Select Card 70,000 Miles
- [9/9/24] Added Barclays Lufthansa Miles & More 80,000 Miles
- [9/9/24] Removed Capital One Venture: 75,000 Points + $250 Travel Credit
- [9/1/24] Removed Chase Amazon Visa Card $200 Bonus
- [8/21/24] Added American Express Marriott Bonvoy Brilliant Cards 185,000 Points Signup Bonus & Bevy 155,000 Points Bonus
- [8/21/24] Added Chase World Of Hyatt Business – 75,000 Points
- [8/13/24] Capital One Business Spark Cash Plus – $2,000
- [8/13/24] Capital One Business Venture X – 150,000
- [8/6/24] Added Barclays jetBlue Plus – 80,000 Points
- [8/5/24] Added Barclays 70,000 Hawaiian Airlines
- [7/30/24] Added Wells Fargo Expedia One Key $600 OneKey Cash
- [7/30/24] Added American Express Business Gold 200,000 Points
- [7/30/24] Added American Express Gold 100,000 + $100
- [7/29/24] Removed Capital One Savor $300 Cash Bonus – $95 Annual Fee
- [7/24/24] Removed Barclays Wyndham 100,000 Points
- [7/18/24] Removed Bank of America Air France/KLM FlyingBlue Credit Card 70,000 Miles Signup Bonus + $100 + 100 XP Bonus
- [7/17/24] Added Capital One Venture: 75,000 Points + $250 Travel Credit
- [7/15/24] Added Chase IHG Premier Business – 200,000 Points
- [7/15/24] Added Chase Ink Preferred 120,000 Points
- [7/13/24] Removed Citi AAdvantage Executive 100,000 Mile Offer
- [7/3/24] Added U.S. Bank Triple Cash $750 Bonus
- [7/3/24] Removed U.S. Bank Business Credit Card – Up To $900
- [7/1/24] Added Chase IHG Premier: Five Free Night Certificates (Up To 60,000 Points Per Night)
- [6/24/24] Added Chase Southwest 85,000
- [6/24/24] Removed Chase Disney Card $400 bonus
- [6/23/24] Removed Bank of America Alaska Airlines Business Card 75,000 Miles
- [6/21/24] Added Citi Strata 75,000 Points
- [6/21/24] Added Bank of America Sonesta 125,000 Points Offer
- [6/21/24] Removed Chase Sapphire Preferred 75,000-85,000
- [6/21/24] Removed Chase Sapphire Reserve 75,000
- [6/17/24] Removed Citi American Airlines 75,000 Miles Business
- [6/3/24] Navy Federal (NFCU) Flagship 40,000 & Amazon Prime
- [6/3/24] Navy Federal (NFCU) cashRewards $300 & Walmart+ Membership
- [5/26/24] Added American Express Hilton Increased Bonuses 175k Points/130k Points + Free Night Certificate
- [5/26/24] Added Various American Express Hilton Offers – No Lifetime Language
- [5/21/24] Removed Citi / AAdvantage Platinum Select World Elite MasterCard – 75,000 Miles
- [5/14/24] Added Citi American Airlines 75,000 Miles Business
- [5/14/24] Added Citi AAdvantage Executive 100,000 Mile Offer
- [5/14/24] Added Citi / AAdvantage Platinum Select World Elite MasterCard – 75,000 Miles
- [5/10/24] Added Chase Sapphire Reserve 75,000
- [5/10/24] Added Chase Sapphire Preferred 75,000-85,000
- [5/9/24] Removed Hanmi Bank World Elite Credit Card 50k Points CA, IL, NJ, NY, TX, VA
- [5/8/24] Removed Citi / AAdvantage Platinum Select 75,000 Miles
- [5/8/24] Added Regions Bank $200 cash signup bonus
- [5/6/24] Added Chase British Airways 85,000 offer
- [5/6/24]: Removed American Express Marriott Bonvoy Brilliant 185,000
- [5/6/24] Added Chase Freedom Flex 10% Grocery offer
- [4/22/24] Added Chase Aeroplan 100,000 Points
- [4/17/24] Removed Amex Marriott Bonvoy Business 5 free night offer
- [4/17/24] Added Chase Freedom Unlimited 3% everywhere offer
- [4/17/24] Removed Chase Freedom 5% grocery offer
- [4/9/24] Removed Chase Marriott Bonvoy Boundless FIVE Free Night Certificates Bonus (Up To 50,000 Points Each)
- [4/9/24] Added U.S. Bank Business Credit Card – Up To $900
- [4/9/24] Added Hanmi Bank World Elite Credit Card 50k Points CA, IL, NJ, NY, TX, VA
- [4/9/24] Added American Express Platinum 175,000
- [4/3/24] Removed Chase United Business 100,000 Miles
- [3/31/24] Added Chase IHG Premier Business – 175,000 Points
- [3/23/24] Removed Capital One Spark Cash Plus $1,500-$3,000
- [3/17/24] Added Citi / AAdvantage Platinum Select World Elite MasterCard – 75,000 Miles
- [3/17/24] Removed Chase Southwest Personal Cards – 30,000 & Companion Pass
- [3/12/24] Removed Capital One Venture X Business 150,000-300,000
- [3/10/24] Added Wyndham Earner+ 100,000 bonus and added Wyndham Earner Business 100,000 bonus
- [3/6/24] Added Bank of America Air France/KLM FlyingBlue Credit Card 70,000 Miles Signup Bonus + $100 + 100 XP Bonus
- [3/5/24] Added Bank of America Alaska Airlines Business Card 75,000 Miles
- [2/29/24]: Added American Express Marriott Bonvoy Brilliant 185,000
- [2/24/24] Added FNBO Amtrak Credit Card 40,000 Points
- [2/18/24] Added American Express Marriott Bonvoy Business Five Free Night (50k Points) Signup Bonus
- [2/6/24] Added Chase Southwest personal cards 30,000 + Companion Pass
- [1/28/24] Added Chase United Business 100,000 Miles
- [1/28/24] Added Chase Marriott Bonvoy Boundless FIVE Free Night Certificates Bonus (Up To 50,000 Points Each)
- [1/28/24] Added Capital One Spark Cash Plus $1,500-$3,000 bonus
- [1/28/24] Added Capital One Venture X Business 150,000-300,000 bonus
- [1/28/24] Removed Chase INK Cash/Unlimited 90,000 Bonus
- [1/17/24] Removed Citi American Airlines 75,000 Miles Business
- Older removals here
Final Thoughts
I’m looking forward to the comments on this one, what do you think I’ve gotten wrong? What should be higher and what should be lower? What missed out and what should be removed from the list all together?
I wasn’t aware of this section, but the First Tech FCU Choice Rewards MC promotion ( https://www.doctorofcredit.com/targeted-first-tech-federal-credit-union-choice-rewards-world-mastercard-400-bonus/ ) would definitely deserve a mention as an excellent targeted offer: $400 cash back vs. a $3k spend in 60 days, plus $25 for setting up automatic payments.
Nota bene: Two offers are currently circulating (email and snailmail), whose language for the $25 requirements is slightly different.
Anyone know when the Barclays Hawaiian offer is going to expire? I’m trying to time it right as I’m going for SW CP and I also want the Red Aviator
Amex Schwab Platinum
Wondering what you think of Amex Schwab Platinum.
It has a whopper $695 annual fee, but a sign-up bonus of 125,000 points with $8,000 in spend.
I know the plain AMEX Platinum is offering 175,000, but here’s the difference.
If you are seeking cash, you can trade the Schwab points for 1.1 cents each to your linked brokerage account. Regular AMEX points are 0.6 cents each.
So the math:
Regular AMEX: (175,000 pts x $0.06) – $695 fee = $355 – not really worth it – $300 cash bonuses are fairly easy to find.
Schwab AMEX (125,000 pts x $0.11) = $695 fee = $680 – a very good cash back.
Is it really 1.1 cents per point? Thought I saw it was 1.0, which I’m still pulling the trigger on the Schwab anyway.
You can always cash out MR at $0.01/pp by booking a flight via AMEX travel with points and then cancelling the flight.
The Regions $200 on $1,000 offer is a Personal Card
FNBO Evergreen Offer is also a Personal Card, but they seem to have dropped the 0% intro period
https://www.fnbo.com/personal-banking/credit-cards/evergreen
There was some discussion a while ago about breaking out the miles/travel cards and the points/cashback cards. Did that get dropped?
based on what people discussed on reddit, AMEX everyday card is probably discontinued already
The Disney card should be put back on since the bonus increased back $400. There was a post, but it’s not on the list:
https://www.doctorofcredit.com/chase-increases-cash-signup-bonus-on-disney-cards-to-250-400/
$350 for a 5/24 slot isn’t bad.
The Apple card offer is dead
Why aren’t the two Chase Marriott cards not on the list ?
They have a special offer
Chuck
US Bank offers no longer valid
Amtrak card link seems to have ended.