Offer at a glance
- Maximum bonus amount: $100
- Availability: You must be a legal US resident of MA, NH, RI, or VT
- Direct deposit required: Two direct deposits of $250 or more
- Additional requirements: Use promo code GET100
- Hard/soft pull: Soft, as long as you opt out of overdraft protection
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Expiration date:
October 31st, 2016December 31st, 2016
The Offer
- Open a new Capital One 360 checking account with the promo code GET100 and receive a $100 bonus when you:
- Use the promotional code PLUS100
- Receive two direct deposits of $250 or more within 60 days of accepting the terms
The Fine Print
- To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking Account (this includes former Electric Orange accounts, too).
- You must be a legal US resident of MA, NH, RI, or VT and enter the promo code GET100 upon opening to be eligible to receive the bonus.
- To earn the $100 bonus you must accept the terms and conditions on a new 360 Checking Account by October 31, 2016, 11:59 p.m., ET and receive 2 direct deposits of $250 or more within 60 days of accepting the terms.
- You will receive the $100 credit to your checking account about 90 days after accepting the terms.
- This offer cannot be combined with any other Capital One Bank® new account opening offer.
- Direct deposits must be an electronic deposit of one of the following: your paycheck from your employer, Social Security/pension or other government benefits.
- Direct deposit is subject to employer or other payor options.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
There are no monthly fees on this account and no early account termination fee.
Our Verdict
Recently there have been targeted offers of $400+, there hasn’t really been public offers since 2014 (apart from this brief $100 offer). So if you haven’t been targeted and are looking for a bonus in the short term from Capital One 360 this is probably your best option. These bonuses are once per lifetime, so personally I’d wait for one of the higher targeted bonuses to come around than settle for one of these small $100 bonuses. There is also a $200 targeted bonus that some people have had success in getting.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
$400 bonus is up! https://www.capitalone.com/bonus400/
Just applied and approved with that bonus language
IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.
Boss – William, Do capital enforce it? or you saw some people (not targeted) applied and got the $400?
Thanks!!
For the $400 bonus it was definitely enforced. Some people have had success with the $200 bonus, but YMMV.
This looks like nationwide now. Received a mail offer a few weeks ago for my Dad who only had a credit card with Capital One. Forgot if the mail offer is $100 or $150, but when I check their website today. Found the new one as below, and they don’t have the area limitation language:
https://www.capitalone.com/checkingbonus100
To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking account (this includes former Electric Orange accounts, too).
To earn the $100 bonus, you must open a 360 Checking Account between October 27, 2016, and January 31, 2017, 11:59p.m. ET, and receive 2 direct deposits of $250 or more within 60 days of your acceptance of account terms and conditions. You will receive the $100 credit to your checking account about 90 days after your acceptance of account terms and conditions. This offer cannot be combined with any other Capital One Bank new account opening offer.
Direct deposits must be an electronic deposit of one of the following: your paycheck from your employer, Social Security/pension or other government benefits. Direct deposit is subject ot employer or other payor options.
I tried to login with my credit card account, but see this:
Oops…
We’re having technical issues… sorry about that.
You can restart the application here»
Then refresh page, and it allows me to fill out application. The promotion code KK8 automatically filled in my application form, but didn’t see it on the above link, neither does the term say anything like enter a promotion code in order to get $100, so not sure if it will be working for me.
Account instantly approved. Got my account number and they also link up my existing credit card balance on one login now. Will take time to find out more.
Nice find ;)!
Opened 5 weeks ago, got 2 DD posted 10/14 and 10/28 – credit posted today 11/1
Why does an online bank have a bonus that’s limited to four states?
No idea, maybe they want to increase presence in those states for a specific reason?
GET200 will get $200, came by mail, seems like all the same provisions.
Except that the webpage for the 200, says applies only to you guys who were sent that mail piece. Beware!
That one is targeted unfortunately, same as GET400