Deal has ended, view more bank account bonuses by clicking here.
Update 9/27/20: There is also a $100 deal now available in AZ.
Update 9/21/20: Deal is back and good through October 31, 2020. Hat tip to reader Gadget
Offer at a glance
- Maximum bonus amount: $150
- Availability: See below
- Direct deposit required: Yes, no minimum specified
- Additional requirements: Enroll in eStatements
- Hard/soft pull: Hard pull via Experian. Report of soft pulls
- Credit card funding: You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards).
- Monthly fees: None
- Early account termination fee: Six months or bonus is forfeited
- Expiration date: None listed
The Offer
Direct link to offer | AZ offer for $100
- Mountain America Credit Union is offering a $150 bonus when you open a new MyStyle Checking account when you complete the following requirements:
- Use promo code MACU150
- Log in to explore online banking at macu.com
- Set up eStatements (in eDocuments) online or through our app
- Initiate a monthly direct deposit such as payroll, pension, unemployment, social security or other government benefits within 60 days of coupon redemption
The Fine Print
- To qualify for and redeem reward, you must sign up for eStatements at account setup and initiate a monthly direct deposit such as payroll, pension, unemployment, Social Security or other government benefits within 60 days of coupon redemption.
- Reward will be deposited into account within 30 business days after eStatement setup and initial direct deposit posting.
- Account must remain open for minimum of six months from reward date, or it will be debited from account at closing.
- Limit one reward per person, per household.
- Offer not available on MyFree CheckingSM, secondary accounts, account conversions or in combination with any other offer. Employees of Mountain America not eligible.
- Reward is considered interest and will be reported on IRS Form 1099-INT.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Eligibility
- Need to live in one of the following areas: Salt Lake County, Duchesne County, Wasatch County in UT census tract 940300, or Uintah County in UT census tract 940100 or 940200 or
- Work for one of the Select Employer Groups or
- Have an immediate family member that is already a member
Avoiding Fees
There is no monthly fees or minimums on this account, it does need to be kept open for six months otherwise the bonus is forfeit.
Our Verdict
Not really worth considering due to the hard pull I don’t think. If anybody has any experiences with this bonus then please share them in the comments below. You can view a list of the bank bonuses I do recommend here.
Big thanks to reader, M who let us know. Please consider sharing bank bonuses with this site so we can make it even better.
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- How To Use Our Direct Deposit Page For Bank Bonuses Page
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- Complete List Of Ways To Close Bank Accounts At Each Bank
$100 offer for idahoans. Ends tomorrow https://www.macu.com/cp/checking/100-mystyle-checking-bonus-idaho?cid=sm-AdFB-gen-rm-forbesbestinstateidahoconversionsfall2021-checking&fbclid=PAAaZiS4VMdKQjXXYGlbiWiAdrR5y8Ff5FK8fFKUXKQtB8Ugb4QYyJLZ4XhdA
My 6M is approaching, has anyone tried to close this account yet, mainly from OOS?
A couple of weeks left for me, I’m way OOS.
Okay so I chatted, and its 6M from the Bonus not open date, either way its closed, should get a $5 Cashiers check, and will have to sign some sort of eDoc.
LOL I guess I am the lucky one that has to confirm some sort of edoc of closing., Be on the look out though you might have to too.
Wayne
and Loging into the Online, no accounts are avl so thats a good sign.
The edoc to close did arrive which is signed same day. The check also came too. Done and glad I got to slip through before they closed the oos door.
Finally got my $150 bonus after filing a complaint to BBB. It was said the promo code was not attached to my acount firstly. After showing the screenshot during the application, I was told transfer from Discover didn’t count as DD. Finally, I tried to contact BBB as some DPs have received the bonus using Discover transfer. I received two phone call this Monday and was told “the $150 will be placed into your account as a credit until the bonus is paid”. Thanks all!!
How did you share the screenshot with them? I didn’t see any secure message.
Thanks
I used the live chat and the representive provided a email address to receive the screenshots.
Are you sending $1K each month from Discover to prevent the $4 fee?
I’m doing Amazon reloads to avoid the fee.
I am thinking of trying to downgrade the account as they offer an account with no fees. How long do you think I should wait? Are you going to try also?
i got bonus amount $150 deposited on my first paycheck deposited .Now i just needed to wait for 5 months to closed the account
There is a $4 monthly fee if you don’t have $1K in DD each month. Have you been doing that?
Any DPs for fake DD waiving fee?
I used alliant for monthly 1K deposits, and it waived the fee.
There is actually a $4 fee for the MyStyle checking account. It is waived with $1000 of DD each month or a $2500 account balance or 10 debit card purchases each month.
Has anyone done the AZ link who wasn’t from AZ? Didn’t see where it said it was for AZ only.
I might have P2 do that one and hopes to avoid HH limit.
The AZ link isn’t expired, so I would remove the expired tag. The main offer link can be reached through the Google cached version at https://webcache.googleusercontent.com/search?q=cache:Q4EF7A3fiVoJ:https://www.macu.com/cp/checking/150-mystyle-checking-bonus+&cd=1&hl=en&ct=clnk&gl=us and the link on that page still pulls up the application https://secure.macu.com/account-opening?productId=52&promoCode=MACU150. I applied for that just now since I’ll be able to do a DD in the month that the account is processed, if it’s open at all. I took screenshots of the offer on there.
Nice find. I just applied through the link also. It showed the promo code being applied automatically near the end of the application but who knows if it will actually work.
Ya I’ll just say I clicked the link when it was open, then got busy at work, then went to do it. I have a crummy web browser so the screenshots suck but they say the offer expires Halloween.
I hope it goes well for you. After your signed up. You might want to chat or email them confirming the code is applied and state you have a screenshot of the promotion and attach it. I’m curious if they will honor it given the application date surpassed the date the offer was pulled. I hope they do.
No response from them to me yet.
Someone called me and left a message and wanted to ask me some questions.
I’m not going to call them back to tell them the obvious.
1) they have a communication problem
2) yes I live out of footprint
Beware.
Hi Davis~Have you got any responses from them? P2 applied one week ago but receive
Davis nothing from them.
no nothing yet
Called them and they said I was denied by Chex
Me also. Just received the denial letter~
Applied Sunday and got two calls from them this morning. The CS was polite and asked a few questions: 1) we are based in UT, how would you qualify for membership (I live in CA)? Luckily I saw a previous post and said the three magic words ‘American Consumer Council’. 2)why would you apply for our product? I replied with an honest answer – their welcome bonus. Then she stopped and said that they had already pulled the promo off. She looked around and mentioned that around 11:30 am this morning, their marketing department told them that they might not honor the promo, yet no final decision has been made. She asked me if I would like to proceed, even though there is a chance that I won’t get the welcome bonus. I said yes – she went ahead and asked a few other questions regarding how I am going to use the account. Eventually I got to the point to sign the document, make a deposit, and open the account.
After opening my accounts in late September, I almost forgot the accounts since no bonus is promised, until today when I received a letter saying that my account is overdrawn. So I called in and the CS was polite as usual. I asked about the negative balance and was ready to close my accounts. Before I closed the accounts, I asked again for the possibility of the bonus. He went back and forth, eventually it was a no. I closed my accounts.
Thanks for your patience. I just got off the phonewith my Marketing team and they were telling methat unfortunately that promotion wasn’t valid yetand accidently got pushed out. With that, being saidthough I am sending your account information overto my Marketing team for them to review as we areattempting to still accept those for people who didsee and sign up for that.
FWIW: will be using a real DD and verified I have alerts, online access and login from phone and PC, estatements and plan to follow-up after real DD posts..
Seems like all those screenshots Might pay off just gotta do some heavy lifting first.
Thanks
Can you share the screenshot? Forgot to take one when I signed up.
I can’t share mine because it shares my SPI. Try stating to them what the offer code was and see if that works.
I talkes with CSR just now. She said the promotion was not added to my account. Then I showed the screenshots during the application. After talking to her manager, the promo code could be attached to my account. The $150 will not be deposited until I receive my first DD and first statement on my account. Will see what happened next month.
Nice, they must of added the promo to my account because a $25 push from Discover posted today and a minute ago the bonus posted. While the trial deposits posted prior to chat yesterday.
The alert I setup was for a 150 deposit. So that was kinda worked out.
Congrats~Hope we could get this bonus like you!
Make sure you have the alerts setup and e statements. I suppose it should BC mine did the next couple days. If it doesn’t I would go to their support page and send an email follow up.
I say that because I chatted and sent an email follow up. As soon as I got an email stating the issue was resolved I received the bonus. The chat was a day earlier but I suspect the email was what got me the bonus but it’s hard to tell.